The long-term lender is much more interested in the company's profitability and indebtedness to other lenders than in the company's current liquidity.
Long-term lending involves a time-frame of five years or more. Therefore, the long-term lender will, generally, be more interested in lending to companies with profitable operations, unlike companies that enjoy good short-term liquidity profiles. The long-term lender also considers the debts already contracted by the borrowing company before offering additional financing.
Thus, the interest of a long-term lender is in the company's profitability than in its short-term liquidity.
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If market share for six cleaning service companies are 8%, 10%, 6%, 3%, 25%, and 48%, what would be the Herfindahl-Herschman (HHI) index calculation
Answer:
52
Explanation:
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If market share for six cleaning service companies are 8%, 10%, 6%, 3%, 25%, and 48%, then the Herfindahl-Herschman (HHI) index calculation will amount to 52%. Therefore, the option C holds true.
What is the significance of the Herfindahl-Herschman, or the HHI, index?The Herfindahl-Herschman, or the HHI, index is the one that is a representative of penetration or concentration of the share of total firms available in the market. It relates to expression monopolistic position of the firm with the largest share in an economy.
The HHI index can be calculated as the sum of difference between the firm with the highest share and the firms with lower shares out of the total market concentration.
HHI = 100 – Largest Share
HHI = 100 – 48%
HHI = 52%
Therefore, the option C holds true and states regarding the significance of Herfindahl-Herschman (HHI) index.
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The missing choices are added below.
A. 48%
B. 100%
C. 52%
D. 4%
Free trade areas that have a common external trade policy, but don't allow for the free movement of people and capital are called
Answer:
common markets
Explanation:
Question #4
Generally, when receiving a business card from an international
business person you should:
O Set the card aside so you can study it later.
O Thank the person for giving you their card.
O Immediately place the card in your pocket.
O Carefully review the card and then put it in a special place.
Generally, when receiving a business card from an international business person, you should B. Thank the person for giving you their card.
Expressing gratitude remains the first courtesy practice in any business meeting, much more an international business meeting.
After expressing gratitude for the card, you can later study and thoroughly review it before putting it in your international cardholder.
Thus, the first reaction after receiving a business card from an international business person is Option B.
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Grace wishes to buy a corporate bond with a par value of $1,000 from SFT Legal. If Grace’s broker charges her a commission of 4% of the market value of each bond, and SFT Legal has a market rate of 103. 563, how much commission does Grace owe her broker? a. $107. 56 b. $41. 43 c. $40. 00 d. $44. 14.
Answer:
Answer is b
Explanation:
4×100=400
since it is in percentage
400×103.563=41.43
in preparing the operating activities section of a statement of cash flows using the indirect method, net income should be adjusted for
Answer: Loss from sale of asset. Gain from sale of asset. Depreciation expense
Net income should be adjusted for Loss from sale of asset, Gain from sale of asset, Depreciation expense, etc
The following information should be considered:
Operating activities deals with the day to day activities. It records the change in the current assets and current liabilities. The net income could be adjusted for depreciation expense, profit or loss for sale of an asset.Therefore we can conclude that Net income should be adjusted for Loss from sale of asset, Gain from sale of asset, Depreciation expense, etc
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On August 1, Harris Co. determines that it cannot collect $200 from its customer, L. Dash. Harris Co. uses the direct write-off method, so they will record the write-off of this account by debiting:
Answer:Bad Debt Expense
Explanation:
Accounts receivable would be credited under the allowance method
A _____ is a retirement program in which employees are promised a pension amount based on age and years of service.
Defined Benefit Plan or a pension plan
Products that are difficult to move out of a plant once they are manufactured, such as ocean-going vessels and room-sized murals, are usually manufactured in a _____ layout.
Answer:
fixed-position
Explanation:
When a company guarantees the payment of debt owed by a supplier, customer or another company, the guarantor usually discloses the guarantee as a
Answer:
Contingent
Explanation:
Under corporate guarantee, company promises that a client, supplier, or other entity will pay a debt, the guarantor typically identifies the guarantee as a contingent guarantee.
What is corporate guarantee?A corporate guarantee is a contract between a borrower, lender, and guarantor wherein, in the event that the borrower files for bankruptcy, an outside insurance firm assures entire responsibility for the repayment of the loan.
A deed of guarantee and indemnification is a sort of legally enforceable agreement in which a third party agrees to carry out the obligations of another party. It is contingent in nature treated as out of balance sheet item.
Therefore there is only a probable obligation on the company to pay off the debts of principal debtor which is contingent in nature.\
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when making a decision only ______ costs and benefits should to be included in the analysis.
when a company capitalizes a cost, its ______ increase.
Based on accounting principles, when a company capitalizes on a cost, its long-lived assets increase.
This is because long-lived assets are assets that a business enterprise uses for more than one year. It is mainly used for many years.
Long-lived assets are sometimes described as long-term assets. Because the business owners only pay for them once, it is believed that the company capitalizes on its cost to produce more commodities or services.
Hence, in this case, it is concluded that the correct answer is "long-lived assets."
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joe has cash in a savings account totaling $7,500, and his monthly expenses are $2,500. what is his emergency fund ratio?
Based on the information given his emergency fund ratio is 3.
Using this formula
Emergency fund ratio=Amount saved/Monthly expenses
Where:
Amount saved=$7,500
Monthly expenses=$2,500
Let plug in the formula
Emergency fund ratio=$7,500/$2,500
Emergency fund ratio=3
Inconclusion his emergency fund ratio is 3.
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When a firm finances new investments, it may set up accounts payable with suppliers, but the balance that the firm must supply is called the investment in net capital.
When firm finances new investments, then set up accounts payable with suppliers, in which the balance that the firm must supply is called the investment in net "Working" capital.
This is because investment in net working capital is when the capital remains when the current liabilities are removed from the current assets.
The net working capital can be any of the cash, accounts receivable, inventory, and short-term investments or a combination of any of these elements.
The net working capital can be used to pay debts or invest in the growth of the company.
Hence, in this case, it is concluded that the correct answer is "Net Working Capital."
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In which two places is aggregate generally found? floodplains and alluvial fans alluvial fans and mines mines and beneath the topsoil beneath the topsoil and above the topsoil.
Answer:its A
Explanation:
i just took the test
Aggregate is typically found in floodplains and grassy fans. Therefore, option A is correct.
How are aggregates formed?Deposition of particles, including soil, silt, rocks, stones, and pebbles, results in the formation of an aggregate. They are deposited due to erosion and withering, two natural processes. Sediment accumulation will take place over the flood-prone area in floodplains.
When water runs across a mountain valley, soil, silt, and gravel aggregates are dumped in grassy fans. The aggregate of soil, rocks, and other materials is removed during mining to acquire minerals.
Underground physical, chemical, and biological activity results in the formation of soil aggregates. Human actions like tilling, stepping on the ground, or fertilising your garden might affect them. Finer soil primary particles join together to form aggregates first.
Sand, silt, and clay are the three basic constituents of soil. As they are known to soil scientists, aggregates can be formed from these particles.
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Defaulting on a secured loan is most likely to result in:
O A. losing the property used as collateral.
O B. lower interest rates on future loans.
O c. better offers from credit card companies.
O D. a faster loan-application process.
It should be noted that defaulting on a secured loan will lead to A. Losing the property used as collateral.
A secured loan simply means a loan that is backed by collateral such as a car or home. In such a case, it's used as payment once the lender doesn't pay back the loan.
Therefore, defaulting on a secured loan is most likely to result in losing the property used as collateral. When one doesn't pay back at the due date, the collateral will be forgone.
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Answer:
a
Explanation:
Suppose the government introduces tax incentives to increase private household saving. What would be the effect on net capital outflows and the exchange rate
Answer:
Mama thu thu thu thu thu thu
Explanation:
Hi
Net capital outflows decrease and the exchange rate rise would be the effect on net capital outflows and the exchange rate. Hence, option C is correct.
What is net capital outflows?The amount that domestic residents are lending abroad less the amount that foreigners are lending to home countries is the net capital outflow.
The sum of money a nation spends on imports, exports, and investments abroad is known as net capital outflow. An American citizen purchasing Toyota Corporation stock, for instance, results in a net outflow of money for the United States.
Net purchases of domestic assets by non-residents, or the difference between purchases and sells, are referred to as capital inflows. Net foreign asset purchases by domestic agents, excluding the central bank, equal net capital outflows.
This is due to the fact that our assets are more appealing the higher the domestic real interest rates. Since more money is available, this will increase foreign investment, which will decrease net capital outflow.
Thus, option C is correct.
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The options were attached below-
if you are borrowing loans, where can you find out how much you own in federal student loans?
If you are borrowing loans you can find out how much you own in federal student loans in the The Federal Student Aid website.
This website is under the department of education in the state, The website would show you details such as:
What you are owingThe loan amount that you applies for originallyYour loan balance And your payment status.You can use the National student loan database system NSLDS to check this out.
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Advantages of budgeting include ______. Multiple select question. providing benchmarks for evaluating performance forcing managers to think about and plan for the future promoting cooperation and coordination among different areas within the organization providing each department with the same amount of money to spend, so all are treated fairly providing lead time to solve potential problems
Advantages that can be associated with Budgeting are:
forcing managers to think about and plan for the future
- promoting cooperation and coordination among different areas within the organization
- providing benchmarks for evaluating performance
- providing lead time to solve potential problems.
Budgeting can be regarded as a process involving a creation of a plan to spend your money. It helps the manager think about the future in terms of our finance and give a benchmarks for evaluating performance.Therefore, Budgeting helps in how to spend our money.
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what is postulated to have caused a sudden inflation of the early universe?
Statement that explains the postulation that caused a sudden inflation of the early universe is:
The energy released from the "freezing out" of the strong force from the GUT force.Towards the end of that era, there was a grand unified theories that predicted that there was a freezing out of the nuclear strong force due to the extreme cooling of the universe.This is considered as the sudden inflation of the early universe.
Therefore, freezing out" of the strong force from the GUT force is the correct answer.
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Which of these is NOT human capital?
a. scientist
b.engineer
c.hotel maid
d.teacher
Answer:
The answer to the question is C.
Identify the market structure that most accurately describes the context in which each good or service is sold. retail clothing
Market structure refers to the categorization of firms according to the types of goods they sell and their methods of operation. Given the question, the market structure that describes retail clothing is
Monopolistic CompetitionMonopolistic Competition is that where there are different firms selling similar things that are not particularly, exact.
It is easy to start up this sort of business because there are not so many barriers to entry.
Also, competitors are independent because the decision of one does not affect the others. Retail clothing is an example.
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At a recent soccer tournament, a local beer distributor gave free coolers to all adults with a paid admission. What is this an example of
Answer:
Sales promotion
Explanation:
At a recent soccer tournament, a local beer distributor gave free coolers to all adults with a paid admission is sales promotion mix activity.
What is Promotion mix?To accomplish a certain marketing objective, a promotional mix combines marketing strategies such as direct marketing, sales, public relations, and advertising.
Public relations, personal selling, sales promotion, and advertising make up the promotion mix's four main components.
Whereas a transitory campaign or offer is used by a company as part of a sales promotion to raise interest or demand in its product or service. A company may decide to utilize a sales promotion (or "promo") for a variety of reasons, but the main one is to increase sales.
Thus local beer distributor use sales promotion mix strategy.
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Because all other parts of the budget depend on it, if the ______ budget is inaccurate, the rest of the budget will be inaccurate.
Answer:
Sales budget
Explanation:
Because all other parts of the budget depend on it, if the sales budget is inaccurate, the rest of the budget will be inaccurate.
What is the sales budget?A sales budget is a financial plan that estimates a company’s total revenue in a specific time period. It focuses on two things: the number of products sold and the price at which they are sold to predict how the company will perform.
Sales budgets are important tools to help businesses estimate their overall performance and how much revenue they may make from a certain product. It helps companies forecast sales and maximize the utilization of their resources. A sales budget also serves as a planning tool for organizations to use to set specific standards for achievements. For instance, a company could take its annual sales budget of $1000 and divide it by four to determine the team's quarterly goal of $250.
Organizations can determine if their business is successful by examining how closely they reach their target.
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What factors make capital appreciation bonds (CABs) a controversial method for local governments to finance projects
The factors that make capital appreciation bonds (CABs) a controversial method for local governments to finance projects include "Local governments tend to owe investors way above the amount borrowed."
Another factor that makes capital appreciation bonds (CABs) a controversial method for local governments to finance projects is that they enable local governments to fund new projects without raising taxes.
Capital appreciation bonds (CABs) is often described as a form of municipal security whereby its interest on principal rises and compounds until maturity.
Capital appreciation bonds (CABs) allows investor earns a sole payment indicating the face value of the bond and all accrued interest.
Hence, in this case, it is concluded that Capital appreciation bonds (CABs) are a controversial method of financing projects.
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Why did the length of time required to develop an administrative rule grow from an average of 15 months to an average of more than 35 months over the last four decades
Considering the bureaucratic regulations, the length of time required to develop an administrative rule grew from an average of 15 months to an average of more than 35 months over the last four decades because "it takes a lot of procedures before a conclusion is made."
This is because currently, there is a need to make new procedures that require more public notice.
Also, the administrative rules such as environmental impact statements will have to go through more public hearings, additional cost-benefit analysis, and pass stronger legal obligations.
An administrative rule is made to ensure that certain activities will have no unacceptably large negative consequence on the human or physical environment.
Hence, in this case, it is concluded that making an administrative rule takes a lot of procedures before a conclusion is made.
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what should alexis say to demonstrate recall to Charlie
(Check all the apply)
You want to go to Mexico for spring break
Your parents want you to come home
You need $300 to cover remaining trip expenses
You want to borrow $300
You think you can earn the money within the next couple of months
You are planning to deceive your parents by telling them you’re coming home
The following statements are the things which Alexis needs to say to demonstrate recall to Charlie:
A. You want to go to Mexico for spring break D. You want to borrow $300F. You are planning to deceive your parents by telling them you’re coming homeAccording to the given question, we need to show the given statements which Alexis needs to say to Charlie to recall information which he already knows.
As a result of this, we can see that when a person demonstrates recall, then he is getting access to information which he already knows and is just bringing them back from memory.
Please note that your question does not seem complete, but based on a general knowledge of recall and how it works, my answer is a very good educated guess, but if the question is complete, then the answers are correct.
Therefore, the correct answers are options A, D and F
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suppose you are advising a mayoral candidate in your town. the candidate’s platform includes strong opposition to monopoly suppliers because consumer welfare is compromised by monopoly pricing. which of the following statements would present your candidate with an alternative view about why it may make sense to tolerate the existence of some monopoly firms?
Considering the situation described above, the alternative view about why it may make sense to tolerate the existence of some monopoly firms is that "Monopolies do reduce consumers surplus by producing less and charging more than the outcomes that would occur in a competitive market, but at times it makes sense to sacrifice some efficiency.
This can be illustrated in a situation whereby certain goods or services may not be available except through the chance of earning monopoly profits. This occurs whereby a patent ensures there are incentives for research and development.
In some other cases, it is more ideal if good is produced by a monopolist rather than by multiple producers due to the large fixed costs in production; thereby, with more profits, the price of products would reduce in the long run.
Hence, in this case, it is concluded that there are situations whereby Monopoly is necessary to provide goods and services for the people in a society.
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saving on real estate expenses and leveraging knowledge of many different markets are benefits of
Saving on real estate expenses and leveraging knowledge of many different markets are benefits of: A cross-functional team.
A team can be defined as set of individuals or a group of people that are having various skill set, knowledge, ideas and experience, coming together to work on a project or task, in order to successfully achieve a set goal and objective.
Basically, there are four (4) main types of team and these include:
Functional team.Virtual team.Self-managed team.Cross-functional team.A cross-functional team can be defined as a team that comprises members from different functional areas or departments in a business firm (company).
Hence, these group members usually have various skills, ideas and knowledge which can be leveraged upon to grow and develop a business firm (company).
In conclusion, saving on real estate expenses and leveraging knowledge of many different markets are benefits of a cross-functional team.
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Which paste option should she use?
Answer:
Destination Theme and Link Data
Explanation:
Answer:
What she said
Explanation:
costs incurred internally to create intangibles are
Answer:
Explanation:
Businesses often invest to have a multitude of sources, such as: definite land use rights, computer software, patents, copyrights, fishing licenses, export quotas, limits, etc. import regulations, decentralization, business relationships with customers or suppliers, customer loyalty, market share and marketing rights…