Answer:
When using a debit card, the cost of your purchase will be deducted from your checking account in real time. On the other hand, when you use a credit card the amount will be charged to your line of credit. Which means you will pay the bill at a later time. An advantage of using a debit card is that you can avoid getting into debt or lower your chances. Since you are paying real time, this can help you stay under your budget. A disadvantage for using a debit card is that it doesn’t improve your credit score. For Credit cards, an advantage is that you will have more time to pay. This means that you have a grace period in which you can gather up money to pay. But, a big disadvantage of credit cards is that you can end up overspending. Now, you can avoid this by being smart but you never know. Since you have time to pay, you can end up overspending.
Explanation:
Answer:
When using a debit card, the cost of your purchase will be deducted from your checking account in real time. On the other hand, when you use a credit card the amount will be charged to your line of credit. Which means you will pay the bill at a later time. An advantage of using a debit card is that you can avoid getting into debt or lower your chances. Since you are paying real time, this can help you stay under your budget. A disadvantage for using a debit card is that it doesn’t improve your credit score. For Credit cards, an advantage is that you will have more time to pay. This means that you have a grace period in which you can gather up money to pay. But, a big disadvantage of credit cards is that you can end up overspending. Now, you can avoid this by being smart but you never know. Since you have time to pay, you can end up overspending.
Explanation:
Sam received $10.50 in interest after placing money in his bank. if the account paid 4% in simple interest and he only left it in the account for 9 years, what is the principal?
Answer:
$29.166
Explanation:
I = p x r x t
Where I= Interest: $10.50
P= principal amount: ????
r= interest rates: 4% or 0.04
t= time in years: 9
Therefore;
$10.50 = P x 0.04 x 9
$10.50 = P0.36
P=$10.50/0.36
P=29.166
Principal = $29.166
_______________ is intentionally or unintentionally using someone else's work without giving credit to the original author or creator.
a.
Research
b.
Plagiarism
c.
Articulation
d.
Investigation
Answer:
b. Plagiarism
Explanation:
Plagiarism refers to the action of presenting somebody else work as your original work acknowledging the original author. Plagiarism may be deliberate or unintended. The internet has software applications that assist students and scholars check against plagiarism.
Plagiarism is considered an offense in the academic and scholarly world.
Answer:
B
Explanation:
edg2021
What your body language can tell someone is an example of
implied communication
implicit communication
explicit communication
Answer:
implicit communication
Explanation:
Body language is the use of physical behaviors to communicate, as opposed to the use of words. Implicit communication uses gestures, facial expressions, body language, and postures to get messages across. Therefore, implicit communication uses body language to communicate.
While implicit communication uses body language and gestures, explicit communication uses words to communicate. Messages from implicit communication may be unclear and subject to interpretation.
On a personal level, as you begin looking for a job after you graduate, it will be critical for you to know how to
A) market value
B) communicate value.
C) deliver value
D) forecast value
E) explain value
Answer:
B) communicate value.
Explanation:
Employees are a cost to employers. An employer will consider hiring a new employee if they are convinced that the benefits from the employee outweigh the costs.
A fresh graduate will have to convince a potential employer that they are worth being hired. The graduates need to communicate the value they shall add to the business. The ability to communicate one's value is critical for a successful job hunting mission.
What do law enforcement public safety corrections and security agencies usually provide to help their employees manage stress Please help !!!! Need answer fast !!
Answer:
The following have been discovered to be of help in reducing stress for law enforcement and public safety officials such as the Police and Military.
Attaining and maintaining work-life balancedeliberately taking out time for leisure activitiesKeeping a very positive mindset alwayssetting and pursuing after goals and avoiding procrastinationPlanning their daily work for enhanced effectivenessExplanation:
Stress amongst law enforcement officials and public safety officials has become very crucial due to the following reasons:
1. It's easy for stress to go on for a prolonged period of time in the lives of these officials because of the nature of their work.
2. They are always in the face of danger and have to take life-or-death decisions/risks very often.
3. Relative inconclusive nature of their work
4. Frequent changes in shifts
5. Financial challenges and
6. In some cases health challenges of the officers in question or loved ones.
Stress amongst Law enforcement officials are very difficult to track because as they are trained to be and look tough...hence a the thinking is that a demonstration of weakness or admission of challenges could be interpreted as incompetence or inability to continue on the job.
Cheers!
Answer:
1600
April 1635: Boston set up a night watch
1700
April 29,1786: The first law enforcement to be killed while on his duty ( Sherriff branch)
September 24, 1789: They established the first-ever law enforcement assigned by george washington himself only thirteen though.
1800
1835:Texas creates the oldest statewide law enforcement
1857: The first department to have pistols in Baltimore
1858:They established the rule that they must be in uniform
April 14, 1865: They established secret services
November 2, 1870: Thomas J. Smith became one of the several chiefs to die on duty
October 26, 1881: The most famous wild west gun fight.
May 6, 1886: 8 Chicago police officers were wounded
December 15, 1890: Six police officers were killed trying to arrest the sixious Indian leaders.
December 16, 1891: The known female to be in law enforcement.
1893: The first national police group was made.
1895: Roosevelt started his police commissioner for three years
1900
1902: Fingerprints were used by law enforcement in the U.S.A
1906:The first law enforcement lady died in duty
1909: although almost 100 officers died on duty these officers sacrificed their lives 96 out of the 100
1914:The first police department to use automobiles
October 3, 1929: the largest amount of officers to die in one incident in colorado being 8 officers
1930: The deadliest year (killed officers 312)
January 2, 1932: Six officers were killed during the young brother massacre trying to get the suspects
1932-1934: a gang killed ten law enforcement officers being the most outlawed
November 22,1963: was shot and died after assassins killed J.F. K
September 1968: First women to patrol their streets
April 6,1970: 2 highly armed gunmen killed 4 patrol officers in just 4 minutes which stared the whole training area for police officers
September 1971: 7 officers where murdered during a massive riot/protest
1974: established softer armor to protect any officer between handgun assult
September 20,1974:The first african american lady killed on duty
October 19 1984: Reagan established as a law for memorial services and day
October 15 1991:Memorialized the officers who fought and passed their lives on duty
September 13 1994: Established the flag should be waved in honor of the officers on May 15th memorial day but only half staff.
April 19 1995:A truck exploded getting rid of an Oklahoma federal building, killing 8 officers and 160 people in just the blast.
2000
November 9 2000: NLEOFM was made
September 11 2001: 72 officers were killed
2002:Homeland security started protecting the usa
October 11 2018: a museum at the Motorola foundational building was supposed to be dedicated in washington.
From the occurring events that have happened throughout the past. These events progressively began building the police system. Because of the actions made, we have created laws to provide safety and security. With everyone who died on duty, we have created memorials and even holidays. With the September 11th attack we brought necessary emergency evacuation and memorial services for the 72 officers who passed on duty. Throughout the police system, we have moved to civil acts and let different colored people participate in the police system. To allow women to act in police systems and we have organized sheriffs, chiefs, and patrol officers.
Explanation:
Bank loan applications require:
less information than online credit applications
only general information
detailed information from owners and the applying company
only partial responses to the questions asked
Answer:
detailed information from owners and the applying company
Explanation:
Banks require detailed information from the loan applicant and their company. The information is useful in assessing the applicant's eligibility for a loan. When issuing loans, a bank is concerned about the borrower's ability to repay. For this reason, the need will require the applicant to state the loan's purposes, how they intend to repay, income tax information, and the collateral to be provided.
The applicant has to give detailed information to convince the bank that they should get the loan.
When tectonic plates collide, there may be-
F earthquakes and volcanoes
G very high mountains
H deep ocean trenches
J all of the above
Answer:
When tectonic plates collide, there may be-
F earthquakes and volcanoes
G very high mountains
H deep ocean trenches
J all of the aboveExplanation:
Who benefits more from a franchise, the individual entrepreneur or the parent company? Explain. Someone pleaseee help me
Answer:
The parent company
Explanation:
In simple words, the parent company gets more benefit in a franchisee system as compared to the individual entrepreneur. The parent company gets to extend their business and promote their brand , while the handwork is done by some other individual.
The parent company also make high profits and generally keeps a lot of hold on their individuals franchisee branches.
John Taxpayer had a gross income of $2823,08 and $892.34 in deductions, How
much would John's paycheck be this month?
$1,930.74
$1,900.00
$2,823.08
$3,715,42
Answer:
$1,930.74
Explanation:
John's paycheck will be the diffidence between the gross income and deductions,
I.e., Paycheck = gross income - deductions
= $2,823. 08 - $892.34
= $1,930.74
Accounting does anyone know how to do a work sheet
Answer:
you can download it as a pdf document and then you can write on it, or you can print it out.
Explanation:
MATCH EACH TERM WITH EACH DEFINITION
Credit report
Grace period
Secured card
Annual percentage rate
1. The amount of interest paid on a unpaid balance
2. Number of days to run a balance before fees or interest are charged
3.A credit card with money in a savings account to act as collateral
4. A listing of a persons financial information and history
Answer:
grace period = 2
credit report= 4
secured card = 3
annual percentage rate = 1
Answer:
annual percentage ; the amount of interest charged on unpaid balances
grace paid ; number of days to run a balance before fees or interest are charged.
balance transfer ; the movement of money owed on one credit card to another credit card.
credit report ; listing of a person's financial information and history.
Explanation:
ap3x correct
Help, is a memo heading left aligned or center aligned?!?!
Answer:
left i believe
Explanation:
Memo and letters
A B
Email heading Includes the same information as the memo heading (To:, From:, Date:, and Subject:)
Flush left/Align left/Left aligned The alignment of text along the left margin, leaving a ragged right margin.
Flush right/Align right Aligning text along the right margin, leaving a ragged left margin.
Janet Boyle intends to deposit $300 per year in a credit union for the next 10 years, and the credit union pays an annual interest rate of 8%. A. Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn, if (1) $300 is deposited annually and the credit union pays interest annually. (2) $150 is deposited semiannually and the credit union pays interest semiannually. (3) $75 is deposited quarterly and the credit union pays interest quarterly. B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.
Answer:
A(1) Future value of annual deposit = $4,345.97
A(2) Future value of semiannual deposit = $4,466.71
A(3) Future value of quarterly deposit = $4,530.15
B. The more frequent deposits and compounding of interest are, the higher the future value of an annuity of an annuity will be.
Explanation:
A(1). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (1) $300 is deposited annually and the credit union pays interest annually.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVA = P * (((1 + r)^n - 1) / r) ................................. (1)
Where,
FVA = Future value of the annual deposit = ?
P = Annual deposit = $300
r = Annual interest rate = 8%, or 0.08
n = number of years = 10
Substituting the values into equation (1), we have:
FVA = $300 * (((1 + 0.08)^10 - 1) / 0.08)
FVA = $4,345.97
A(2). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (2) $150 is deposited semiannually and the credit union pays interest semiannually.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVS = P * (((1 + r)^n - 1) / r) ................................. (2)
Where,
FVS = Future value of the semiannual deposit = ?
P = Semiannual deposit = $150
r = Semiannual interest rate = 8% / 2 = 0.08 / 2 = 0.04
n = number of semiannual = 10 * 2 = 20
Substituting the values into equation (2), we have:
FVS = $150 * (((1 + 0.04)^20 - 1) / 0.04)
FVS = $4,466.71
A(3). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (3) $75 is deposited quarterly and the credit union pays interest quarterly.
These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:
FVQ = P * (((1 + r)^n - 1) / r) ................................. (3)
Where,
FVQ = Future value of the semiannual deposit = ?
P = Quarterly deposit = $75
r = Quarterly interest rate = 8% / 4 = 0.08 / 4 = 0.02
n = number of quarters = 10 * 4 = 40
Substituting the values into equation (3), we have:
FVQ = $75 * (((1 + 0.02)^40 - 1) / 0.02)
FVQ = $4,530.15
B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.
Since the future value of quarterly deposit of $4,530.15 is greater than the future value of semiannual deposit of $4,466.71 which on its own is also greater than the future value of annual deposit of $4,345.97, this implies that the more frequent deposits and compounding of interest are, the higher the future value of an annuity will be.
Help me. I will mark you as brainliest !!
Sporting Goods Superstore is owned by multiple shareholders. These people do not run the
business on a day-to-day basis. Instead, salaried professionals run and manage the business
every day. What type of business is this?
Explanation:
a chain of stores
What is the minimum amount he should save per month to achieve his goal?
Answer:
d
Explanation:
Bitcoin is worth it?
Justin has hired someone to handle all of the financial issues for his small business. He hired a:
Accountant is the right answer hope this help
Answer:
accountant
Explanation:
I just took the quiz:)
How often are financial statements
released?
Answer:
Once per year
Explanation:
The law requires businesses to prepare their financial statements and reports every year or twelve months. A business's financial period should not exceed 12 months. All firms must prepare their financial reports to the relevant stakeholders at the end of every financial period.
Shareholders, investors, business partners, and the government are some of the users of the company's financial reports. The law expects the business to present their financial statements at the end of every period. However, companies may prepare reports in between the financial period for their internal use.
Your unique combination of attitudes, behaviors, and characteristics make up your _____. a. learning style b. self-concept c. personality d. self-esteem Please select the best answer from the choices provided A B C D
Answer:
C. Personality
Explanation:
Answer on Edge2020
Answer:
C
Explanation:
Edge 2022
1. How much money must you set aside at age 20 to accumulate retirement funds of
$100,000 at age 65, assuming a rate of interest of 7 percent?
Answer:
$4,762.00
Explanation:
The applicable formula is the formula for calculating future values.
Fv= P( I+ r )^ n
where Fv= $100,000
p= principal amount
r= interest rate : 7% or 0.07
n= time or number of period : 65 years - 20 year
$100,000= p x ( 1+0.07)^45
$100,000= p x (1.07)^45
$100,000 = p21.00245
p=$100,000/21.00245
p=$4,761.904
Principal = $ 4,762.00
*WILL GIVE BRAINLY*
Explain briefly why manufacturing offers so many careers In such varled flelds.
Answer:
The manufacturing industry helps support the global and national economies, as well as individuals and families.Manufacturing has always been on the cutting edge of technology. Relaying details about their jobs may be met with disinterest and boredom.Manufacturing affects almost everything in our lives.
what is one of the reasons marketing is essential to the free market system A. it employs more people that any other career group. B. it helps educate consumers about competitive products. C. the sales of advertising makes television programming possible. D. it ensures that companies make healthy profit.
Answer:
B. it helps educate consumers about competitive products.
Explanation:
In the free-market economy, entrepreneurs have the freedom to start and operate any business of their preference. They are no restrictions on the number or type of business to establish. Due to this reason, business competition is very intense. Producers provide a variety of products and services that offer solutions to customers' problems.
Marketing becomes important as it informs consumers of the various goods and services available. It equips customers with the knowledge to enables them to choose between products.
Please help me. I’m struggling. I will mark you as brainliest !!
These questions are written to help you better understand the material. Take the time to answer them carefully Identify the type of business described in the following scenarios:
a) Rosa and Miranda own a food truck together. They make business decisions together and
share all profits and liability. What type of business do they run?
Answer:
it is partnership
Explanation:
hope that helps
Which sentence best paraphrases the passage?
Immigrants were examined for physical and mental illnesses.
A doctor’s examination was a quick process.
The doctors were from the United States Health Service.
One doctor looked for physical and mental abnormalities.
Answer:
A). Immigrants were examined for physical and mental illnesses
Explanation:
Answer:
a
Explanation:
Rent is an example of a(n) _____.
a. fixed cost
b. opportunity cost
c. variable cost
d. none of the above
HURRY PLZZZZ FIRST ANSWER GETS BRAINLIEST
Answer:
a. fixed cost
Explanation:
Rent is always negotiated and stated in the tenancy or lease agreement. The lease or tenancy agreement is reviewed either annually or after every two years. The rent amounts remain the same until the time a tenancy agreement is reviewed.
Fixed costs are the business expenses that remain the same throughout the financial period. A business has to incur fixed costs as long as the business is operational. The level of business activity or output does not affect fixed costs. Rent is a good example of fixed costs. A business has the pay the same amount of rent regardless of its production level.
Answer:
A
Explanation:
I just finished the test
One of the effects of inflation on the economy is
Answer:
Rising prices, known as inflation, impact the cost of living, the cost of doing business, borrowing money, mortgages, corporate, and government bond yields, and every other facet of the economy. ... With controlled, lower inflation, employment increases.Feb
suppose the national bank of commerce has excess reserves of 8000 and outstanding checkable deposits and 150000 if the reserve ratio is 20 percent, what is the size of the banks actual reserves
Answer:
the size of the banks actual reserves is $38,000
Explanation:
The computation the size of the bank actual reserve is shown below:
But before that the required reserve is
= Reserve ratio × checkable deposit
= 20% × 150,000
= $30,000
Now the actual reserve is
= Required reserve + excess reserve
= $30,000 + $8,000
= $38,000
Hence, the size of the banks actual reserves is $38,000
When a bank says their savings account earns 1% interest, that typically means you will earn 1% interest over what period of
time (Note: this is not referring to the compounding frequency or frequency of interest payment)?
Answer:
one year
Explanation:
The interest rate quoted by banks and other financial institutions applies for one year. Money deposited will earn the interest rate quoted if it stays with the bank for twelve consecutive months. In other words, the interest rate is for one year. Should a customer withdraw before one year is over, the bank will prorate the interest earned.
Which item is important to consider when selecting a
credit card?
Annual Percentage Rate (APR)
Fees
The look of the credit card
th
Both APR and fees
Answer:
Both APR and fees
Explanation:
The Annual Percentage Rate -APR is the interest rate a customer pays on a credit card per year. Credit cards extend loans to the holder every time they are used. If the credit card user does not pay the full amount on the due date, it attracts interest charges. The higher the APR, the more interest a cardholder will pay. In selecting a credit card provider, APR is the most important factor to consider.
Credit card attracts other fees other the interest. These fees include Balance Transfer Fee, Foreign Transaction Fee, Annual Fee, and Cash Advance Fee. These fees affect the customer's overall cost of using the credit card. Customers should compare different credit card companies and select one with favorable fees.
Explain why it is important to have some goals when developing a budget plan?
Answer:
U might go broke on tha cash
Explanation: