Which statement is true?

online credit is more expensive than bank credit

online credit is less expensive than bank credit

online credit and bank credit are equally expensive

online credit is harder to obtain than bank credit

Answers

Answer 1

Answer:

online credit is less expensive than bank credit

Explanation:

Online lenders are likely to charge lower rates than banks due to the differences in operating expenses. Online lenders do not incur the cost of operating from a physical building, such as rent and maintenance. They do not have high employee cost as compared to banks. Due to these reasons, online lenders charge lower fees and lower interest rates.

Sometimes online loans appear expensive, but it's because they are unsecured loans. A close comparison between different types of loans will show online lenders offer cheaper loans.


Related Questions

A PDF file is used to display a file as it will look when _______.

Answers

Answer:

a pdf file is used to display a file as it will look when _____.

*WILL GIVE BRAINLY*
Explain briefly why manufacturing offers so many careers In such varled flelds.

Answers

Answer:

The manufacturing industry helps support the global and national economies, as well as individuals and families.Manufacturing has always been on the cutting edge of technology. Relaying details about their jobs may be met with disinterest and boredom.Manufacturing affects almost everything in our lives.

When tectonic plates collide, there may be-
F earthquakes and volcanoes
G very high mountains
H deep ocean trenches
J all of the above​

Answers

Answer:

When tectonic plates collide, there may be-

F earthquakes and volcanoes

G very high mountains

H deep ocean trenches

J all of the above​Explanation:

what is one of the reasons marketing is essential to the free market system A. it employs more people that any other career group. B. it helps educate consumers about competitive products. C. the sales of advertising makes television programming possible. D. it ensures that companies make healthy profit.

Answers

Answer:

B. it helps educate consumers about competitive products.

Explanation:

In the free-market economy, entrepreneurs have the freedom to start and operate any business of their preference. They are no restrictions on the number or type of business to establish. Due to this reason, business competition is very intense. Producers provide a variety of products and services that offer solutions to customers' problems.

Marketing becomes important as it informs consumers of the various goods and services available. It equips customers with the knowledge to enables them to choose between products.

What are the accounting differences between cash and receivables from the perspective of a buyer? A seller? How are these differences changed by the accounting basis (cash vs. Accrual) an organization chooses?

Answers

Answer:

From a buyer's perspective, a sale made on credit represents a liability. While a sale made on cash represents a decrease of current assets.

From a seller's perspective, a sale made on credit or cash increases current assets, but the possibility of a bad debt always exist, therefore, accounts receivables must be periodically adjusted due to bad debts.

If the seller or buyer uses accrual accounting system, the previous description holds, but if they use cash basis accounting, things change a lot. When use cash basis, transactions are recorded only when cash is exchanged, so accounts receivables do not actually increase assets (seller's perspective), and accounts payables do not increase liabilities (buyer's perspective).

Please help I will mark you as brainliest !!

Identify the type of business described in the following scenarios: a) Rosa and Miranda own a food truck together. They make business decisions
together and share all profits and liability. What type of business do they run?
b) The company Healthy Living comes up with an idea for a smoothie shop called
Smoothie Sensations. The company wants to have multiple shops across the United
States and decides to sell the right to use its brand name and product to others who
will open these shops. What type of business is Smoothie Sensations?

Answers

Answer:

Part a.

Rosa and Miranda are running a Partnership

Part b.

Smoothie Sensations is a Franchisor

Explanation:

Partnership

The Partnership Act of 1890 defines a partnership as a relationship which exists between persons carrying on  business in common  with a view of profit. Common characteristic of a Partnership include an agreement by partners to each subscribe an amount of capital in the business and the sharing of profits and loses of the business. Rosa and Miranda are in a Partnership business as they take up most of the characters of this business.

Franchisor

A Franchisor is an original and existing business which sells the right to open stores, and sell products or services using its brand, expertise and intellectual property. This is a strategy used by many businesses to grow externally or market themselves. Smoothie Sensations decides to sell the right to use its brand name and product to others who  will open these shops, thus it is running a franchise.

Do you think you should use a zero-based budgeting system? Explain why or why not.

Answers

yes, because it gives you an opportunity to put forth money for the future on what to do with it. but only if you reach the zero at the end of the month. you can use it in many ways like emergency funds or an envelope system.

What do law enforcement public safety corrections and security agencies usually provide to help their employees manage stress Please help !!!! Need answer fast !!

Answers

Answer:

The following have been discovered to be of help in reducing stress for law enforcement and public safety officials such as the Police and Military.

Attaining and maintaining work-life balancedeliberately taking out time for leisure activitiesKeeping a very positive mindset alwayssetting and pursuing after goals and avoiding procrastinationPlanning their daily work for enhanced effectiveness

Explanation:

Stress amongst law enforcement officials and public safety officials has become very crucial due to the following reasons:

1. It's easy for stress to go on for a prolonged period of time in the lives of these officials because of the nature of their work.

2. They are always in the face of danger and have to take life-or-death decisions/risks very often.

3. Relative inconclusive nature of their work

4. Frequent changes in shifts

5. Financial challenges and

6. In some cases health challenges of the officers in question or loved ones.

Stress amongst Law enforcement officials are very difficult to track because as they are trained to be and look tough...hence a the thinking is that a demonstration of weakness or admission of challenges could be interpreted as incompetence or inability to continue on the job.

Cheers!

Answer:

1600

April 1635: Boston set up a night watch

1700

April 29,1786: The first law enforcement to be killed while on his duty ( Sherriff branch)

September 24, 1789: They established the first-ever law enforcement assigned by george washington himself only thirteen though.

1800

1835:Texas creates the oldest statewide law enforcement

1857: The first department to have pistols in Baltimore

1858:They established the rule that they must be in uniform

April 14, 1865: They established secret services

November 2, 1870: Thomas J. Smith became one of the several chiefs to die on duty

October 26, 1881: The most famous wild west gun fight.

May 6, 1886: 8 Chicago police officers were wounded

December 15, 1890: Six police officers were killed trying to arrest the sixious Indian leaders.

December 16, 1891: The known female to be in law enforcement.

1893: The first national police group was made.

1895: Roosevelt started his police commissioner  for three years

1900

1902: Fingerprints were used by law enforcement in the U.S.A

1906:The first law enforcement lady died in duty

1909: although almost 100 officers died on duty these officers sacrificed their lives 96 out of the 100

1914:The first police department to use automobiles

October 3, 1929: the largest amount of officers to die in one incident in colorado being 8 officers

1930: The deadliest year (killed officers 312)

January 2, 1932: Six officers were killed during the young brother massacre trying to get the suspects  

1932-1934: a gang killed ten law enforcement officers being the most outlawed

November 22,1963: was shot and died after assassins killed J.F. K

September 1968: First women to patrol their streets

April 6,1970: 2 highly armed gunmen killed 4 patrol officers in just 4 minutes which stared the whole training area for police officers

September 1971: 7 officers where murdered during a massive riot/protest

1974: established softer armor to protect any officer between handgun assult

September 20,1974:The first african american lady killed on duty

October 19 1984: Reagan established as a law for memorial services and day

October 15 1991:Memorialized the officers who fought and passed their lives on duty

September 13 1994: Established the flag should be waved in honor of the officers on May 15th memorial day but only half staff.

April 19 1995:A truck exploded getting rid of an Oklahoma federal building, killing 8 officers and 160 people in just the blast.

2000

November 9 2000: NLEOFM was made

September 11 2001: 72 officers were killed

2002:Homeland security started protecting the usa

October 11 2018: a museum at the Motorola foundational building was supposed to be dedicated in washington.

From the occurring events that have happened throughout the past. These events progressively began building the police system. Because of the actions made, we have created laws to provide safety and security. With everyone who died on duty, we have created memorials and even holidays. With the September 11th attack we brought necessary emergency evacuation and memorial services for the 72 officers who passed on duty.  Throughout the police system, we have moved to civil acts and let different colored people participate in the police system. To allow women to act in police systems and we have organized sheriffs, chiefs, and patrol officers.

Explanation:

Your unique combination of attitudes, behaviors, and characteristics make up your _____. a. learning style b. self-concept c. personality d. self-esteem Please select the best answer from the choices provided A B C D

Answers

Answer:

C. Personality

Explanation:

Answer on Edge2020

Answer:

C

Explanation:

Edge 2022

The additional $600 unemployment benefit ended on July 25, 2020. Even with the $300 Lost Wages Assistance Benefit, many Texans are being evicted from their homes and cannot provide basic necessities for their family. The unemployment rate is now over 7% in Texas, above our natural rate of unemployment. Did the government make the right decision with ending the extra $600 unemployment benefit from the CARES Act? Why or why not? Explain your position.

Answers

Answer: No they did not at this rate many of the citizens will go bankrupt and the economy will suffer a great lost do to the increase of the unemployment rate

Explanation:

Justin has hired someone to handle all of the financial issues for his small business. He hired a:

Answers

Accountant is the right answer hope this help

Answer:

accountant

Explanation:

I just took the quiz:)

Jobs that require lower level skills have better benefits, like health insurance, than jobs that require a college education. Please select the best answer from the choices provided T F

Answers

Answer:

False, jobs requiring a higher level of education have more benefits than jobs that require minimal education.

Answer: f

Explanation:

Bank loan applications require:

less information than online credit applications

only general information

detailed information from owners and the applying company

only partial responses to the questions asked

Answers

Answer:

detailed information from owners and the applying company

Explanation:

Banks require detailed information from the loan applicant and their company. The information is useful in assessing the applicant's eligibility for a loan.  When issuing loans, a bank is concerned about the borrower's ability to repay. For this reason, the need will require the applicant to state the loan's purposes, how they intend to repay, income tax information, and the collateral to be provided.

The applicant has to give detailed information to convince the bank that they should get the loan.

Bitcoin is worth it?

Answers

You can easily trade bitcoin for cash or assets like gold instantly with incredibly low fees. The high liquidity associated with bitcoin makes it a great investment vessel if you're looking for short-term profit. Digital currencies may also be a long-term investment due to their high market demand.

HELP A GURL OUT! Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?
PLZ ANSWER I NEED HELP!!!

Answers

Answer:

Decline the offer

Explanation:

I would most likely decline the offer. The fact that he is selling for higher but is willing to go 10% proves the meat isn’t worth the more money. I would stick with my current supplier. Unless there is a significant difference between the meats, there is no reason for him to be selling it any higher than his competitors and the fact that he is offering a discount proves that.

Rent is an example of a(n) _____.

a. fixed cost
b. opportunity cost
c. variable cost
d. none of the above
HURRY PLZZZZ FIRST ANSWER GETS BRAINLIEST

Answers

Answer:

a. fixed cost

Explanation:

Rent is always negotiated and stated in the tenancy or lease agreement. The lease or tenancy agreement is reviewed either annually or after every two years. The rent amounts remain the same until the time a tenancy agreement is reviewed.

Fixed costs are the business expenses that remain the same throughout the financial period.  A business has to incur fixed costs as long as the business is operational. The level of business activity or output does not affect fixed costs. Rent is a good example of fixed costs. A business has the pay the same amount of rent regardless of its production level.

Answer:

A

Explanation:

I just finished the test

Which sentence best paraphrases the passage?

Immigrants were examined for physical and mental illnesses.
A doctor’s examination was a quick process.
The doctors were from the United States Health Service.
One doctor looked for physical and mental abnormalities.

Answers

Answer:

A). Immigrants were examined for physical and mental illnesses

Explanation:

Answer:

a

Explanation:

John Taxpayer had a gross income of $2823,08 and $892.34 in deductions, How
much would John's paycheck be this month?
$1,930.74
$1,900.00
$2,823.08
$3,715,42

Answers

Answer:

$1,930.74

Explanation:

John's paycheck will be the diffidence between the gross income and deductions,

I.e., Paycheck = gross income - deductions

= $2,823. 08 - $892.34

= $1,930.74

According to the Small Business Administration, the percentage of businesses that
survive the first five years is about

Answers

Answer:

50%

Explanation:


16. Demographics are

Answers

Answer:

statistical data relating to the population and particular groups within it.

Explanation:

!!

How often are financial statements
released?

Answers

Answer:

Once per year

Explanation:

The law requires businesses to prepare their financial statements and reports every year or twelve months. A business's financial period should not exceed 12 months. All firms must prepare their financial reports to the relevant stakeholders at the end of every financial period.

Shareholders, investors, business partners, and the government are some of the users of the company's financial reports. The law expects the business to present their financial statements at the end of every period. However, companies may prepare reports in between the financial period for their internal use.

What steps will add a totals row to a database? Use the drop-down menus to complete them.

1. In the Home tab, go to the Records group.

2. Click the
button and a totals row will be added to the
of the database.

3. In each column of the totals row, select the formula for the row to calculate.

4. For a count total of how many records qualify, select
.

5. For a total amount in currency column, select
.

Answers

Answer:

1)Totals

2)Bottom

3)Count

4)Sum

Explanation:

I did it on Edg

On a personal level, as you begin looking for a job after you graduate, it will be critical for you to know how to

A) market value

B) communicate value.

C) deliver value

D) forecast value

E) explain value

Answers

Answer:

B) communicate value.

Explanation:

Employees are a cost to employers. An employer will consider hiring a new employee if they are convinced that the benefits from the employee outweigh the costs.

A fresh graduate will have to convince a potential employer that they are worth being hired. The graduates need to communicate the value they shall add to the business. The ability to communicate one's value is critical for a successful job hunting mission.

Please help me. I’m struggling. I will mark you as brainliest !!

These questions are written to help you better understand the material. Take the time to answer them carefully Identify the type of business described in the following scenarios:
a) Rosa and Miranda own a food truck together. They make business decisions together and
share all profits and liability. What type of business do they run?

Answers

Answer:

it is partnership

Explanation:

hope that helps

What are some consequences of not helping your team with a project? (Take your time)

Answers

Answer:

F maybe umm ion know just not good so help ur team

Explanation:

xderfgvbcfde

1. You lose points

2. The full potential of the team is not met because one person did not contribute.

3. You seem unreliable.

Hope this helped you!

Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?

Answers

Answer:

i would say that his prices were a little high and ask for 20% off if he cant give that off then i would just say okay. why? because that's the plight thing to do.

Explanation:

hope this help.

brainiest please

Answer:

I hope this helps :)

Explanation:

Well I feel like I would purchase the meat based on quality. Of course it's going to cost me more, but you can't go wrong with better product. If the other places are selling meat for less, but the quality is bad what's the point. I definatly would choose quality over quanity when it comes to the purchase of meat.

Click this link to view O*NET's Tasks section for Postal Service Mail Carriers. Note that common tasks are listed
toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common
tasks performed by Postal Service Mail Carriers? Check all that apply.
installing mailboxes
O obtaining signed receipts for mail
sorting mail
delivering mail
O supervising other mail workers
reviewing job applicants
Done

Answers

Answer:

1. obtaining signed receipts for mail

2. sorting mail

3. delivering mail

Explanation:

Postal Service Mail Carrier's main responsibility is to deliver mail to their intended receipts. The Postal Service mail carriers are the last people in the mail distribution channel. They are the people who get mail to the receipts and have them sign for it.

The Postal service mail carriers will be issued with mail, usually for a particular route. They will sort to identify the address where each mail is to be delivered. Upon arriving at the correct address, the postal service mail carrier will hand over the mail to the recipient and have them sign as an acknowledgment of receipt.

Answer:

AEF

Explanation:

1. How much money must you set aside at age 20 to accumulate retirement funds of
$100,000 at age 65, assuming a rate of interest of 7 percent?

Answers

Answer:

$4,762.00

Explanation:

The applicable formula is the formula for calculating future values.

Fv= P( I+ r )^ n

where Fv= $100,000

p= principal amount

r= interest rate : 7% or 0.07

n= time or number of period : 65 years - 20 year

$100,000= p x ( 1+0.07)^45

$100,000= p x (1.07)^45

$100,000 = p21.00245

p=$100,000/21.00245

p=$4,761.904

Principal = $ 4,762.00

Who benefits more from a franchise, the individual entrepreneur or the parent company? Explain. Someone pleaseee help me

Answers

Answer:

The parent company

Explanation:

In simple words, the parent company gets more benefit in a franchisee system as compared to the individual entrepreneur. The parent company gets to extend their business and promote their brand , while the handwork is done by some other individual.

The parent company also make high profits and generally keeps a lot of hold on their individuals franchisee branches.

What your body language can tell someone is an example of
implied communication
implicit communication
explicit communication

Answers

Answer:

implicit communication

Explanation:

Body language is the use of physical behaviors to communicate, as opposed to the use of words.   Implicit communication uses gestures, facial expressions, body language, and postures to get messages across. Therefore, implicit communication uses body language to communicate.

While implicit communication uses body language and gestures, explicit communication uses words to communicate. Messages from implicit communication may be unclear and subject to interpretation.

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