When a licensed salesperson is soliciting for potential borrowers or investors, what must be included in the advertisement?

Rate of return = 40%.

Here we have to calculate the rate of return on a investment of $10000 today which gives us $4914 each year for next 5 years. So we need to calculate the rate at which the present value of cash inflows in future will be equal to the cash outflow today. This can be solved as follows -

Number of periods = 5

Present value = - 10000

Payment per period = 4914

Future value = 0

Rate = 40.00%

The once a year Rate of return is the percentage exchange inside the fee of an funding. as an example: in case you expect you earn a 10% annual charge of return, you then are assuming that the cost of your investment will boom by using 10% every 12 months.

The simple Rate of return is the incremental quantity of net earnings expected from a prospective funding possibility, divided via the funding in it.

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Answer:

Good customer service

Explanation:

If  they’ll pay a bit more interest, and larger fees, but they feel it’s worth it to have the home they’ve always dreamed of. what else might the private loan company require is collateral.

Collateral can be defined as a item a borrower intend to give a lender in exchange for the money lend to them in which the lender will return the item to them when the borrow payback the money lend to them.

Some people can tend to use their properties such as document,  house, car or other valuable item as collateral until they repay back the money in full in which the item will now be return back to them.

Therefore  what else might the private loan company require is collateral.

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The factor that could be "breakthrough opportunities" for a candy company are:

Opportunities can be described as the  one that is been  by innovative firms  that is  developed hard-to-imitate marketing strategies  which can make the company to be very profitable for a long time.

For organization to experience break through then they must be able to plan and have a set goals which will be worked towards to  and at the end of  a particular period, they can experience great profit.

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CHECK THE COMPLETE QUESTION:

which of the following could be "breakthrough opportunities" for a candy company?

a patent on th formula

an opportunity to purchase a well known brand of candy bar

Within the systems viewpoint, these four things are considered parts of a system

Input, Transformational processes, Feedback, Outputs

What is meant by System Components ?

A process, software, utility, or other element of the operating system of a computer that aids in managing various computer systems is referred to as a system component. A system component is not anything an end-user directly interacts with when using a computer, despite being comparable to a computer program.

A computer operating system is made up of a number of system components, each of which performs a distinct role. They enable the operating system and computer to operate correctly and effectively when used together.

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The marginal benefit of hiring the second worker is 6 units.

Marginal gain is the maximum amount a patron will pay for one extra exact or service. Marginal gain usually decreases as intake increases. The marginal price of production is the change in value for making one extra right or incremental unit of the carrier.

In economics, utility is the pride or advantage derived by using ingesting a product. The marginal software of an amazing provider describes how an awful lot of satisfaction or delight is received by customers because of the growth or decrease in intake via one unit. There are three varieties of marginal software.

The marginal product of n the worker =total output of n workers - the total output of n-1 workers

MP(n)=TP(n)-TP(n-1)

MP(2)=16-10=6 units

The marginal benefit of hiring the second worker is 6 units

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A drought in Florida would cause a decrease in the supply of oranges. This decrease in supply would lead to an increase in the price of oranges.

What is Equilibrium of price ?

An equilibrium price, also known as a market-clearing price, is the consumer cost given to a product or service at a point where supply and demand are equal or nearly equal. The producer or vendor can sell as many units as they want, and the buyer can buy as many as they want.

Dynamic pricing aims to identify equilibrium prices in response to market changes, modifying prices on the fly when supply and demand fluctuate. Other pricing models, such as value-based pricing, seek to capitalize on intangible attributes or use other strategies to control demand and obtain a bigger profit margin than can be estimated by cost-based pricing.

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Lena, an engineer for an oil company, is interested in working overseas at this stage of her life because she knows that foreign work experience demonstrates independence, resourcefulness, and entrepreneurship to potential employers.

SMEs and entrepreneurship can be impacted by globalization in a variety of ways. The report that follows is a nice illustration of this. The Swedish Foundation for Small Business Research (FSF) has solicited opinions on what globalization means from these viewpoints from a number of top worldwide and national scholars in the fields of innovation, entrepreneurship, and SMEs. The creation or extraction of economic value is referred to as entrepreneurship. According to this definition, entrepreneurship is considered as transformation that typically involves greater risk than is typical when beginning a business and may also involve values other than just financial ones.

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In US all companies involved in international flows of capital must file report which is compiles by the Department of the Treasury.

The Department of the Treasury (USDT) is the federal government of the United States' national treasury and finance department, as well as an executive department. The department is in charge of the Bureau of Engraving and Printing as well as the United States Mint. These two agencies are in charge of printing all paper currency and coins, while the Treasury is in charge of distributing them in the domestic fiscal system. The US Department of Treasury collects all federal taxes through the Internal Revenue Service, manages U.S. government debt instruments, licenses and supervises banks and thrift institutions, and provides fiscal policy advice to the legislative and executive branches.

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The detailed record of all the changes that have occurred in a particular asset, liability, or owner's equity during a period is known as account.

Account can be described as the essential part of the financial sector which is needed to provide the information as regards the changes as well as transaction that has taken place which help to show the asset, liability, or owner's equity.

In this case, it should be noted that detailed record of all the changes that have occurred in a particular asset, liability, or owner's equity during a period is known as account.

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Answer:

customers

Explanation:

because they are the one who buy goods

The answer is convenience

Convenient methods, products, and services are those that are designed to make things easier to access, save resources (such time, effort[1], and energy], and lessen aggravation. A labor-saving tool, service, or material that simplifies or accelerates a process compared to a conventional approach is referred to as a modern convenience. Convenience is a relative term that varies with situation. As an illustration, cars were formerly seen as a convenience but are now accepted as a standard feature of life.

The word is a relative one based on the comforts that a person or group previously had access to because of disparities in lifestyles around the world.

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Fancy goods shops are the stores that stocked only small decorative goods and knick-knacks at the turn of the century.

This is the term that is used to refer to the shops that are known to have the goods that were fanciful in nature. These shops were known to have sold other goods too that were in the forms of ornaments.

The shops were the shops that were basically owned at the beginning of the century. Hence we can conclude by saying that Fancy goods shops are the stores that stocked only small decorative goods and knick-knacks at the turn of the century.

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Total asset turnover = 1.375

Explanation:

In this question we use the DuPont analysis which is presented below:

Return On Assets = Net Profit Margin × Total asset turnover

0.11 = 0.08 × total assets turnover

So, the total assets turnover would be

= 0.11 ÷ 0.08

= 1.375

Simply we find out the asset turnover by applying the return on assets formula that is displayed above.

Asset turnover, overall asset turnover, or asset turns is a monetary ratio that measures the efficiency of a agency's use of its property in generating income sales or income earnings to the agency.

What's total asset turnover?

Asset turnover is the ratio of overall income or sales to common assets. This metric facilitates traders apprehend how effectively companies are using their belongings to generate sales. Buyers use the asset turnover ratio to examine comparable agencies within the identical area or group.

What does a total asset turnover of 1.5 imply?

For the duration of the same length, the enterprise's overall belongings mentioned on its 12 monthly balance sheets averaged $1,400,000. The organization's general asset turnover for the 12 months became 1.5 (net income of $2,100,000 divided by means of $1,400,000 of average total assets).

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Answer:

A.) Gatekeeper

Lecture page 46. A) Gatekeepers are the people who keep information out and let information in to the buying center. This is exactly what Ryan does by sorting through the sales solicitations. B) Ryan does not make any decisions in the buying center. C) The purchasing agent is the person who actually does the buying. This is not part of Ryan's job. D) The user is someone who is actually going to use the equipment that is purchased. There is no mention of Ryan using any purchased goods in this question. E) Gopher is not one of the roles in the buying center.

Explanation:

Hope this helps you! Have a great day love <3

Beta of the market potfolio is always 1 and the beta of risk free security is zero.

A market is a composition of systems, establishments, approaches, social relations or infrastructures whereby events have interaction in trade. even as parties might also change items and offerings through barter, most markets depend on sellers providing their items or services to customers in alternate for cash.

A marketplace is an area where consumers and sellers can meet to facilitate the exchange or transaction of goods and services. Markets may be physical like a retail outlet, or virtual like an e-store. other examples include unlawful markets, auction markets, and monetary markets.

Hence if he invest 75% of  portfolio in market porfiolio weighted beta will be 75% of 1 =.75 beta

Balance 25% is invested in risk-free security hence weighted beta  will be 25%*0 =beta 0

Therefore porfolio beta = = .75 (1) + .25 (0) = .75

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This question is incomplete. Look below for the proper question.

What is the portfolio beta if 75% of your money is invested in the market portfolio, and the remainder is invested in a risk-free asset?

Imagine that the market equilibrium wage is $4 per hour, but the government now passes legislation stating that all firms must pay at least $5 per hour.

The act of enrolling, enacting, or promulgating law by a legislature, parliament, or comparable governing body is known as legislation. Before becoming law, a piece of legislation may be referred to as a bill.

However, while it is still being considered, it may simply be referred to as "legislation" to separate it from other activity. Legislation can be used to control, allow, outlaw, supply (funds), sanction, grant, declare, or impose restrictions. A legislative act's jurisdiction may allow an executive or administrative body to compare it to a non-legislative act.

Identification of a specific problem in a thorough manner is necessary for legislation to be designed or amended.

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When we contact your most recent manager, You make plans for how to complete work more than most others. these will they say is most true of you at work.

A manager has to carry out features like planning, organizing, staffing, directing, and controlling. All those features are crucial for jogging a business enterprise easily and reaching organizational objectives. Planning is needed for putting dreams and setting up techniques for coordinating activities.

The definition of a manager is someone accountable for supervising and motivating personnel and for steering the development of a business enterprise. An instance of a supervisor is someone who's in fee of customer support, offers with patron disputes, and who oversees and supervises customer support agents.

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I have to engage in suboptimization to make the decision, in order to make both marketing and production happy with the decision about the new toy design.

The marketing department works closely with the assembly department to confirm that: adequate research and development is planned to satisfy current and future customer needs. The item is manufactured to the standard and style desired by the patron.

Marketing is vital to manufacturing because marketing's job is to market the manufactured product. While manufacturing's job is to make the merchandise, marketing's primary responsibility is to realize a customer, and keep a customer. The link between marketing and production could be a dual one.

On one hand, production capabilities determine the quantity and sort of products which might be marketed, and, on the other hand, a more accurate prediction of sales forecast for every product and merchandise line is important for efficient production operations.

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1) The underapplied overhead is $15,000.

2) The Journal entry to close underapplied overhead to Cost of Goods Sold is as follows:

Debit Cost of goods sold $15,000

Credit Factory overhead (underapplied) $15,000

3) The Journal entry to close underapplied overhead to the following accounts is as follows:

Debit Work in process $1,050

Debit Finished goods $2,850

Debit Cost of goods sold $11,100

Credit Factory overhead (underapplied) $15,000

Estimated total manufacturing overhead = $592,000

Estimated activity level = 74,000

Predetermined overhead rate = $8 ($592,000/74,000)

Applied Overhead = $536,000 (67,000 x $8)

Manufacturing overhead cost $551,000

Underapplied overhead = $15,000

Actual Machine-hours   67,000

Manufacturing overhead cost $551,000

Inventories at year-end:

Raw materials Work in process $ 13,000

Work in process  (includes overhead applied of $37,520)  $ 139,300

Finished goods (includes overhead applied of $101,840)$ 378,100

Cost of goods sold (includes overhead applied of $396, 640) $1,472,600  

Work in process  (includes overhead applied of $37,520)

Finished goods (includes overhead applied of $101,840)

Cost of goods sold (includes overhead applied of $396,640)

Total applied overhead = $536,000

Work in process = $1,050 ($37,520/$536,000 x 15,000)

Finished goods = $2,850 ($101,840/$536,000 x 15,000)

Cost of goods sold = $11,100 ($396,640/$536,000 x 15,000)

Thus, the underapplied overhead is $15,000.

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What is the predetermined overhead rate?

During the year, a large quantity of furniture on the market resulted in cutting back production and a buildup of furniture in the company's warehouse. The company's cost records revealed the following actual cost and operating data for the year Machine-hours Manufacturing overhead cost Inventories at year-end: 67,000 $551,000 Raw materials Work in process (includes overhead applied of $37,520) Finished goods (includes overhead applied of $101,840) $ 13,000 $ 139,300 $ 378,100 s 1,472,600 Cost of goods sold (includes overhead applied of $396, 640)

Required

1. Compute the underapplied or overapplied overhead.

2. Assume that the company closes any underapplied or overapplied overhead to Cost of Goods Sold. Prepare the appropriate journal entry.  

3. Assume that the company allocates any underapplied or overapplied overhead proportionally to Work in Process, Finished Goods, and Cost of Goods Sold. Prepare the appropriate journal entry.

The fraction of the tritium remains 20 years after the watch was created will be-

a) A Helium nucleus with two protons and one neutron

b) 0.324 of the original amount

a) Tritium decays into helium, which has two protons and one neutron, from a triton, which has one proton and two neutrons, by emitting an electron and an antineutrino.

The formula for the Tritium's decay constant is derived from

t1/2 = 0.693/k

where

t₁/2 is the half life = 12.3 yrs

k is the decay constant = ?

substituting, we have

12.3 = 0.693/k

k = 0.693/12.3 = 0.0563

The fraction that will remain after 20 years can be calculated from

N = N₁ekt

where

N is the final remaining amount of Tritium after 20 years

No is the original amount of Tritium

k is the decay constant = 0.0563

t is the time = 20 years

Equation can be re-written as

N/No = e kl

where

N/No is the fraction of the tritium that will be remaining after 20 years.

substituting values, we have

N/No = e 0.0563+20

N/No -1.126

N/No= 0.324 of the original amount

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Labor Productivity in units/hours does not consider the price at which car is sold and the labor rate while the unit less labor productivity considers the both.

Unit less Labor Productivity:

For Deluxe Cars=133.333

For limited Cars=135.714

Labor Productivity in units/hour:

For Deluxe Cars=0.2 units/hour

For limited Cars=0.2 units/hour

The labor productivity measured in units/hours does not take into account the labor rate or the price at which a car is sold, but the unit-less labor productivity does. However, a manager, particularly a department manager, who understands units/hour better won't use the unit with lower labor productivity. High level managers employ labor productivity that is unit-less.

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A complete product-market definition includes product type, customer needs, customer types, and geographic area.

The market where finished goods or services are sold to enterprises and the public sector is known as the product market in economics. It excludes trade in raw materials or other intermediate resources and instead concentrates on the selling of finished goods.

The market where a good or service is purchased and sold is known as a product market. A product market does not involve the selling of raw resources; instead, it concentrates on finished goods that are bought by domestic and international consumers, enterprises.

Product markets: Over the past ten years, countries have opened up their markets, enabling them to expand quickly. However, businesses still find it difficult to obtain reliable consumer data, particularly from people with low incomes.

Characteristics of product market are:

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$1,500,000 added to the GDP .The total monetary or market worth of all the finished goods and services produced within a nation's boundaries during a certain time period is known as the gross domestic product (GDP).  

Although it is often calculated on a yearly basis, GDP can also be computed on a quarterly basis. For instance, the US government estimates the annualized GDP for the entire year as well as each fiscal quarter. Each item of information in this report is given in real terms, which implies that it has been netted for inflation after being adjusted for price changes.

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An optimum number of overlearning opportunities is approximately 50% of the number of trials required for acquisition of the behavior. The correct answer is option(a).

The act of practicing a skill even after you are no longer improving it is known as "overlearning." Despite appearing to have mastered the talent, you keep practicing at the same level of difficulty. According to a recent study, this additional practice might be a useful approach to help retain your hard-earned talents.

Overlearning speeds up the second phase, recall, by cutting the first phase, learning and comprehension, short. If you're in charge of training new hires, make sure your program addresses overlearning. Overlearning is the practice of a skill or repeated study of a subject to improve performance and memory. Because the neural mechanisms involved become more effective and recall speed increases during rehearsal, performance is improved beyond the first learning stage.

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Cotton is a normal good. all else equal, when the economy went into recessionary periods during the early 1800s, the demand for cotton decreased, decreasing producer surplus in the market for cotton.

Demand refers to the quantity of consumers who are willing and able to buy the products at different and various prices during a given period of time.

Demand is an economic concept that refers to the amount of products or services that consumers wish to purchase at any given price level.

Basically, demand of a product get affected by number of factors such as price, consumer income, consumer confidence, and changes in taste and fashion etc.

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Tbill quote sheet has 90 day t bill quotes with a 5.32 ask and a 5.26 bid. if the bill has 10000 face value an investor could sell this bill for 5.26 Treasury notes, sometimes known as T-bills, are short-term investments that maturity within a year or less of the date of issuance. Treasury pays the par value of T-bills when they mature for a price that is less than or equal to their par value (face value).

Government treasury bills can be procured by individuals at a discount to the face value of the security and are redeemed at their nominal value, thereby allowing investors to pocket the difference. For example, a 91-day treasury bill with a face value of Rs. 120 can be bought at a discounted price of Rs. 118.40.

Treasury bills can be kept until they mature or sold before that time. Transfer the note to a bank, broker, or dealer first, and then ask them to sell it on your behalf if you want to sell a Treasury note that is stored in Treasury Direct or Legacy Treasury Direct.

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Self and social awareness is an important skill to practice when communicating with others because you will be more aware of your own personal biases

This is further explained below.

Generally, The capacity to grasp the viewpoints of other people, groups, or communities and to incorporate that comprehension into one's relationships with other people is what we mean when we talk about social awareness.

This is a rather straightforward idea.

The term "personal bias" refers to previously unacknowledged views, opinions, or attitudes that have been gained through time and often serve to perpetuate stereotypes.

Personal biases are automatic, accidental, and hardwired into people, and they cause them to make inaccurate judgments.

In conclusion, While you practice self-awareness and social awareness, you will become more conscious of your own personal biases, which makes self-awareness and social awareness a crucial ability to have when speaking with others.

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After the events (a) to (f), the total assets reported on the balance sheet for Rawlco would be $257,000.

The total assets can be found by adding assets coming into the business and subtracting those leaving.

The total assets after events (a)–(f) is:

= Beginning total assets + Equipment purchase - Cash used for equipment + Cash deposited + Cash investment + Supplies

= 220,000 + 30,000 - 10,000 + 5,000 + 10,000 + 2,000

= $257,000

The total assets are $257,000.

Rest of the question:

a. Placed an order for office supplies costing $2,000. Supplier intends to deliver later in the month

b. Purchased equipment that cost $30,000; paid $10,000 cash and signed a promissory note to pay $20,000 in one month

c Negotiated and signed a one-year bank loan, and then deposited $5,000 cash in the company's checking account.

d. Hired a new finance manager on the last day of the month

e. Received an investment of $10,000 cash from the company's owners in exchange for issuing common shares.

f Supplies [ordered in (a)] were received, along with a bill for $2,000.

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The Regulation U under the Federal Reserve Board is designed to control the credit from a bank to a broker. Therefore, the option D holds true.

A regulation can be referred to or considered as the addition similar to rules backed by laws, and provided under the relevant relating laws for functioning of the matters related thereto.

The Federal Reserve Board has suggested the control of credit facilities from a banker to a broker in the manners prescribed under the regulation U.

Therefore, the option D holds true and states regarding the significance of regulation.

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