This refers to a pool of insurance companies in New York State that writes fire insurance policies for homeowners, as well as coverage for vandalism and malicious theft?

Answers

Answer 1

There are different types of Association. New York Property Insurance Underwriting Association is known to be a pool of insurance companies in New York State that writes fire insurance policies for homeowners

NYPIUA was known to be set up in 1968. This is due to the follow up to the laws of the State of New York to give basic property insurance such as fire, extended coverage, vandalism and malicious mischief, etc.  to its consumers who cant get such coverage in the free market.

An underwriters association is known to be an industry group set up for professionals in the insurance underwriting profession.

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Related Questions

Phenomenon: Miss Westbrook visited family in Aspen last spring. Aspen is in Colorado and has an elevation of 8,000-9,000 feet. The Bay Area has an elevation of 0-100 feet. Miss Westbrook’s breathing and heart rate both sped up every time she went hiking or skiing in Aspen. Why do you think this happened?

Hint: Your brain regulates the rate and depth of your breathing to match the needs of your body for 02 intake and CO2 removal.

Breathing rate refers to the number of breaths per minute.

Answers

This happened due to the low air pressure in the highest areas of Colorado, which made hard the intake of air.

Air pressure is fewer as the elevation in an area increases. In other words, the air over us is less, so the pressure that it makes is lower.

Miss Westbrook's heart rate and breathing sped up due to the low air pressure that she experimented with when ascending or when skiing in Aspen, which is very elevated. As the pressure is lower, not much air can enter the lungs, so her brain increases the breath rate to obtain the same amount of oxygen that her body had when breathing normally on the Bay. As there is not enough oxygen in her body, the brain also increases the heart rate to match the rhythm of the breath and deliver the scarce oxygen to the different parts of the body.

In conclusion, the increase in the heart and breath rate happens due to the low air pressure in elevated areas that makes our body find ways to compensate for the decrease in the amount of oxygen that our body can take.

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what birds is a likely biological explanation for The
Mothman?

Answers

Answer:

owl is a like biological explanation for mothman......

SOMEONE PLEASE HELP ME!!!!!!!

In a phrase, tell me what each scientist did to help develop the cell theory.

Scientists: Hooke, Leeuwenhoek,
Schleiden, Schwann, and Virchow

Answers

hooke- first to visualize a microorganism

leeuwenhoek- first to observe bacteria and protozoa(single celled organisms)

schleiden- said all plants tissues are composed of cells and that every other cell came from 1 single cell

schwann- concluded all tissues are made of cells

virchow- all cells come from preexisting cells

true or false? a flood that separates a population of frogs onto opposite sides of a lake is an example of a vicariance event that may result in allopatric speciation.

Answers

Answer:

true

Explanation:

Complete this sentence. Excess ____________ from human activities can cause harmful algal blooms (HABs), such as red tide, that produce toxic effects on aquatic species, marine mammals, and birds, as well as on the humans who eat them.

Nitrogen
Carbon
Salt
Heat

Answers

Answer:  Nitrogen

Explanation:

Harmful algal blooms can occur in lakes, reservoirs, rivers, ponds, bays and coastal waters, and the toxins they produce can be harmful to human health and aquatic life. Harmful algal blooms are mainly the result of a type of algae called cyanobacteria, also known as blue-green algae.

The answer is nitrogen, nitrogen helps algae grow and when it grows in excess it takes away the dissolved oxygen from the water which kills off fish, which puts more nitrogen in the water making algae grow even more until it snowballs and destroys the aforementioned ecosystem.

How does your body respond to an increase in the need for energy----why would you need more energy?

Answers

Answer:

Exercise can boost energy levels by raising energy-promoting neurotransmitters in the brain, such as dopamine, norepinephrine, and serotonin, which is why you feel so good after a workout. Exercise also makes muscles stronger and more efficient, so they need less energy, and therefore conserve ATP.

Explanation:

Describe the process of oxidation in terms of electrons AND energy.

Answers

Oxidation is described as the loss of electrons and energy by a molecule.

OXIDATION:Oxidation is a process whereby a molecule loses electrons (e-) or energy to become positively charged.

Oxidation changes the oxidation number of the molecule involved depending on the number of electrons lost.

Reduction is the opposite of oxidation, and it entails gain of electrons and energy by a molecule. Together, they are called oxidation-reduction or redox reaction.

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Sucrose is an organic compound made by plants for quick energy.

What type of organic compound is sucrose?

protein
carbohydrate
lipid
nucleic acid

Answers

Answer:

it's a carbohydrate

Explanation:

Sucrose (which is known as a table sugar) is a very common disaccharide, which is made up of the monomers glucose and fructose.

HELP i need this question fast pls anyone i will mark brainliest

Answers

Answer:

hi! the answer you already have marked is correct.

Explanation:

D. Weathering and erosion by water.

have a great day!

hope this helped!

feel free to mark as brainliest! ;)

Answer:

D. Weathering and erosion by water

Explanation:

The river water carries sediment to different areas and lays them there. However, after breaking down the river sediment it opens a bigger area in which water may flow, thus allowing the river to become wider

we need more raw materials with recycling true or false. ​

Answers

Answer:

true

Explanation:

Outline what has to occur in the body for a reflex and a voluntary action to occur.

Answers

Answer:

For involuntary actions (reflexes) the information is first detected in the sensor and travels along sensory neurons to the spinal cord. Once the action potential reaches the spinal cord, the information is transmitted across the synapse to the motor neuron. for voluntary actions,

movements are commanded by the motor cortex, the zone of the cerebrum located behind the frontal lobe. The motor cortex sends a neural message that moves through the brain stem along the spinal cord and into the neural network to the muscle being commanded.

Explain why carbon dioxide is constantly given off during the Krebs cycle.

Answers

Answer:

Hope it helps

Explanation:

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Glycolysis and the citric acid cycle both produce carbon dioxide, which is a crucial byproduct (Krebs cycle). This oxidized carbon is a metabolic waste product that must finally be eliminated through transit to the lungs and subsequent exhalation into the environment.

What is the purpose of Krebs cycle?

Pyruvate is converted into three different products by the Krebs cycle: carbon dioxide, a little quantity of ATP, and the reduced molecules NADH and FADH.

Each acetyl group adds two carbon atoms to the citric acid cycle. On each cycle turn, two carbon dioxide molecules are emitted.

However, these do not include the identical carbon atoms that the acetyl group contributed on that turn of the circuit.

Therefore, carbon dioxide is constantly given off during the Krebs cycle.

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Inertia keeps the ball moving horizontally. The force of gravity acts on the object, causing

Answers

Friction because it is the answer that I know because I am smart

On average, men have a basal metabolic rate (BMR) of 1.0 kilocalorie per kilogram per hour. Lawrence weighs 198 pounds. Calculate how much energy Lawrence expends for basal metabolism per day.

Answers

The energy Lawrence expends for basal metabolism per day is 2,160 kilocalories per day.

Basal metabolic rate is defined as the amount of energy that is used when an individual is at rest.

This energy is used for life sustaining functions such as:

breathing,

circulation,

nutrient processing and

cell production.

To calculate the Basal Metabolic Rate for Mr Lawrence,

Lawrence weight = 198 pounds

60

(convert pounds to kilogramme)

1 pound = 0.453592kg

198 pounds = x

xkg = 0.453592 × 198

= 89.8 kg

But BMR for average men = 1 kilocalorie per kilogram per hour.

That is, 1 kilocalories = 1 kg per hour

x kilocalories = 89.8 per day

Therefore for a day = 89.8 × 24 ( 24 hours = 1 day)

= 2155.469184

approximately. = 2,160kilocalories per day

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What is the difference between a population and a community?

Multiple choice question.
cross out

A)
A population is made up of all species in an area. A community is made up only of one species.

cross out

B)
A population is made up of only one species. A community is made up of all species in an area.

cross out

C)
A population is made up of all the species and nonliving things in an area. A community is made up of all species in an area.

cross out

D)
The words mean the same thing.

Answers

A because it explains the differences

which codon on the mrna strand codes for the amino acid carried by the aminoacyl-trna represented in the figure?

Answers

Answer:5’UUC-3

Explanation:

Define nitrogen but it has to be only five words

Answers

Answer:

gas, 78% of the atmosphere

Explanation:

Answer:

Image result for Define nitrogen but it has to be only five words

nitrogen (N), nonmetallic element of Group 15 [Va] of the periodic table. It is a colourless, odourless, tasteless gas that is the most plentiful element in Earth's atmosphere and is a constituent of all living matter. Fast Facts.

Explanation:

I really hope this helped you. :)

(I'll give Brainliest to whoever replies the faster)

How far apart are Y and L? Give your answer in map units. (Hint: Add the numbers of the two recombinant types, divide by the total number of offspring, and multiply by 100.)

Answers

Do you have a picture of the map?

Renewable energy sources account for the majority of energy production. Please select the best answer from the choices provided T F.

Answers

Renewable source of the energy is defined as the energy collected from renewable sources like wind, water, and light, which can be replenished on the Earth over time.

The given statement is False.

Renewable energy accounts for 20% of the total utility scale. The majority of the energy is derived from non-renewable sources. The non-renewable source of energy cannot be replenished over time and can be exhausted after certain years.

Renewable resources like, wind and waves are used to obtain energy by applying scientific equipment and technologies. The output of renewable sources of energy is lesser as compared to non-renewable sources of energy.

Thus, non-renewable sources of energy account for the majority of energy production.

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Answer:

F

Explanation:

Which type of cytoskeletal element is characterized as a hollow, rigid cylindrical tube with walls composed of tubulin subunits

Answers

Microtubule is the ans

help me please it's hard ​

Answers

Answer:

4. predator

5. prey

6. interspecific

Answer:

predator, prey,  intraspecific

Explanation:

astronomy is the study of the ___ beyond earth.

astronomers are scientists who study:
. _____
.___ systems.
. ______
. galaxies.



Fill in all the blanks plssss.s

Answers

1 universe 2 stars 3 solar 3 planets

2. part of a plant is removed to grow another plant

Answers

Answer:

Cutting

Explanation:

21. Explain How did Earth's environments change
from the Neogene to the Quaternary Period?

Answers

Answer:

Climate change and the developments it spurs carry the narrative of the Quaternary, the most recent 2.6 million years of Earth's history. Glaciers advance from the Poles and then retreat carving and molding the land with each pulse. Sea levels fall and rise with each period of freezing and thawing.

Explanation:

what do dna evidence and the fossil record indicate are the ancestors of the living cetaceans, the mammalian group that includes whales, dolphins, and porpoises?

Answers

DNA evidence and the fossil record indicate are the ancestors of the living cetaceans were land-dwelling mammals. DNA evidence allows to trace the evolutionary origin of taxonomic groups.

DNA evidence refers to the linear order of nucleotides, which can be used to trace the evolutionary origin of a particular taxonomic group.

When the linear order of DNA nucleotides is conserved, it is known as sequence homology.

Fossils are preserved remains of organisms that once lived on the Earth, which can also be used as evidence to trace the evolutionary origin of a given group.

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the major chemical constituent of a cell, by weight, is

Answers

Answer:

Water

Explanation:

It is 70% of a cell's weight.

PLEASE HELP! MAJOR QUESTION FOR ASSIGNMENT! WILL GIVE BRAINLIEST!
Describe the reproductive process of an angiosperm, from pollen production through the formation of a seed.

Answers

Answer:

The angiosperm life cycle consists of a sporophyte phase and a gametophyte phase. The cells of a sporophyte body have a full complement of chromosomes (i.e., the cells are diploid, or 2n); the sporophyte is the typical plant body that one sees when one looks at an angiosperm.

Explanation:

which important event in meiosis occurs during prophase?

Answers

Answer:

Crossing over

Explanation:

for variations which is one of the most important characteristic for Meosis

The scientific community disagrees about _______. A. The rate of global climate change b. The occurrence of global warming c. The need for action d. All of the above Please select the best answer from the choices provided A B C D.

Answers

The scientific community disagrees about the rate of global climate change (Option A). The occurrence of global warming is widely accepted by the scientific community.

Global climate change refers to the fluctuations in temperatures worldwide.

Global climate change is caused by the use of fossil fuels such as oil, coal and natural gas, which are known to be associated with the increasing concentration of greenhouse gases in the atmosphere.

The greenhouse gases include, among others, carbon dioxide (CO2) and methane (CH4).

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Answer:

a

Explanation:

Which of the following should be included in a good conclusion? ​

Answers

Answer:

b? hope this helps have a nice day!

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Simplify and write your answer in the form a+bi. 10/1+2i (this is a fraction) Answers:A. 10-20i/5B. 2-4iC. 1-2iD. 10+5i What is always true about lenses? Write an equation of the line passing through point A(6,-1) that is perpendicular to line y= -2x + 8. what does Y equal? Y=? A multi-dimensional being reaches down to Earth and pulls you out of the universe. You are then thrown back into the universe at a place and time of the being's choosing, and you are permitted to leave only after you have identified your surroundings. This process is repeated several times. Through a scientifically unexplainable miracle, you are able to survive in every one of the places that you find yourself. In each scenario below, identify your surroundings (and potentially your cosmic era) from among the choices given. You find yourself in a place that is unimaginably hot and dense. A rapidly changing gravitational field randomly warps space and time. Gripped by these huge fluctuations, you notice that there is but a single, unified force governing the universe. Required:Where are you? what led to the fall of the Byzantine Empire? SOMEBODY HELP ME NO LNKS PLZ an expression that is equivalent to 10x - 8 +0.5(2x - 3)?- There has been a mix-up in the lab, and you have been asked to decipher which vial of cell-free extract is from which experiment: one on glycolysis, one on the citric acid cycle, and one on the electron transport chain and chemiosmosis. Based on this data, identify which vial goes with which experiment and explain why. State the term used to describe the turning force exerted by the man Solve the equation 2 sec x = 3 - tan x for the domain 0 x 360 why is xenon monatomic but bromine is diatomic Whats hello in Spainsh A wilting plant will have a full central vacuole B. Does x = 5 satisfy the equation above. Explain? C. is x =1/2 a solution of the equation above? Explain? ____ is the process in which light energy is transformed into food energy.lifephotosynthesisabioticbiotic The overall shape of a plant cell is most directly related to which of its parts? 3How is political authority related to public policy? Solve the equation below by completing the square. Circle the number that is added to both sides. x2 - 10x = -18 What does this cartoon suggest about the United States?It is no longer a world power.It opposes imperialism.It is an imperialist nation.It opposes European expansion. 1) The length of a rectangle is 5 feet more than 3 times its width. If the area is 182square feet, find the length of the rectangle. If necessary, round to the tenthsplace.