Sylvia is shopping for a mortgage. because she’s a veteran, she compares the VA home loan with the 3.5% down FHA mortgage. if she has only $5,000 available in cash, with all else being equal then only a VA loan will allow her to spend more on a home.
What is meant mortgage?When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest. To purchase a property or borrow money against the value of a home you currently own, you can use a mortgage loan. a transfer of a real estate interest as security for the repayment of funds lent to purchase the property; a lien or claim on the property that allows the lender to seize possession in the event of default. the document via which such a transaction is carried out.
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In analyzing the pharmaceutical industry for a prospective business launch, nicole turco, a ph. D. In pharmacology, concluded that the industry was attractive because the threat of substitutes is ___________.
Answer:
Low
Explanation:
It would simply just be low.
A cpa firm would be reasonably assured of meeting its responsibility to provide services that conform with professional standards by?
Having an appropriate system of quality control. A firm is required to establish an appropriate system of quality control to provide reasonable assurance of conforming with professional standards. However, a certified public accountant (CPA) is a person who has obtained a professional certification through a mix of training, work experience, and licensure.
Look over the financial records: CPAs conduct audits firm prepare tax returns, and develop budget reports for their clients based on their analysis of financial records. These accountants make sure local, state, and federal laws and regulations are followed when creating financial records. CPAs are allowed to represent taxpayers before the IRS, it should be acknowledged up front.
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during the year, faye purchased a building for her business, faye's fabulous frocks. the cost of the building, not including the land value, will be deducted:
During the year, Faye purchased a building for her business, Faye's fabulous frocks. the cost of the building, not including the land value, will be deducted Over a period of years, rather than all at once.
Capital expenditure It implies the purchase of capital assets or the expenditure incurred on fixed assets including plant & machinery, buildings, etc.
When an asset is purchased for use in business or trade, its value depreciates over time. Following the accrual basis of accounting that is mostly used by the business as it is a reliable basis, the capital expenditure is not deducted all at once, it's the cost is deducted over time until it is being used in trade.
Hence, the answer is Over a period of years, rather than all at once.
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When brandi is sharing with her team members the information she received at this morning's production meeting, she is performing the mintzberg role of?
Brandi is playing the Mintzberg role of the disseminator as she relays to her staff the details she learned at this morning's production meeting.
The way the tasks and responsibilities are carried out within the organisation defines Mintzberg's managerial roles. The three distinct categories of these managerial roles are interpersonal, informational, and decisional. Disseminators are considered to be in the information management role category. The manager's responsibility in this capacity is to communicate important or practical information to the appropriate parties inside the company.Henry Mintzberg, an organisational researcher, developed eleven managerial jobs after doing observational research on CEOs, middle managers, and supervisors. Due to its focus on analysing specifics, facts, and data, it is one of three informational managerial responsibilities, along with monitor and spokesperson. The interpersonal managerial function and the decisional managerial role, which deal with the manager's business interactions, are the other two umbrella groups.To know more about Disseminator visit:
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The most importrant objective for financial reporting is to provide information useful for?
The most importrant objective for financial reporting is to provide information useful for making investment and credit decisions. Financial reporting is the practise of documenting and discussing financial activities and performance over time periods that are commonly quarterly or yearly.
Financial reports are used by businesses to compile accounting data and report on current financial investment. Financial reporting enables finance teams and businesses to track and evaluate cash inflows and outflows, assisting in the identification of present and future cash flow risks. This guarantees that the organisation has enough cash flow to expand the business and capitalise on opportunities as they emerge.
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Why is it important for od practitioners to establish a relationship with those who will provide and subsequently use data collected in the change process?
Open-mindedly approaching the company, the OD Practitioner emphasises on diagnosis. Data management, an integrated system for gathering, sanitising, storing, tracking, reviewing, and reporting registration data, determines the data's usefulness in achieving the registry's objectives.
Defined Data ManagementData management is the process of gathering, storing, and utilising data in a cost-effective, efficient, and secure manner. Data management seeks to help people, organisations, and related items in maximising decisions and actions that will be as beneficial to the business as feasible . An effective data management strategy is more crucial than ever as businesses depend more on intangible assets to generate value.
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If+these+top+nine+trading+nations+made+up+64%+of+all+the+imports+into+the+united+states+in+2017,+how+much+did+the+united+states+import+that+year+overall?+(round+to+whole+number.)
$2922 billion United state import that year.
Imports combined =( $77 + $67 + $110 + $83 + $153 + $171 + $346 + $339 +$524) billion.
= $1870 billion
Total Imports = $1870 billion / 64%
=1870bn/.64
=$2922 billion.
Import is to buy or deliver in goods or services from a overseas united states of America examine export. to usher in from an outside source to import foreign words into the language rare to signify or be widespread; imply; bring to import doom.
An import is any product that's produced abroad after which brought into another country. For example, if a Belgian organization produces chocolate and then sells it within the U.S., that could be an import from an American attitude.
Importing items way bringing in something from some other united states – and it passes through the customs clearance procedure on arrival. Import alternate is regulated by customs government. They control the waft of goods and are liable for collecting obligations and taxes.
Disclaimer:- Correct format of complete question is.
Q. If these top nine trading nations made up 64% of all the imports into the united states in 2017, how much did the united states import that year overall?
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If kelley had deposited $8,000 at 9ompounded semiannually and it grew to $46,530.92, how long was it on deposit?
If Kelley had deposited $8,000 at 9 compounded semiannually and it grew to $ forty-six,530.ninety-two, lengthy became it on deposit: twenty years
range of years = [((Log(FV/PV))/(Log(1+r)))*2]
wide variety of years = [((Log($46,530.92/$8,000))/(Log(1+(9%/2))))/2]
range of years = [(0.764651652/0.01911629)/2]
wide variety of years = [40.00000181/2]
wide variety of years = 20.0000009 OR twenty years
A deposit is a cash you positioned into your financial institution account. You should deposit cash in a financial institution to create savings and earn a hobby on it. A demand deposit is made for the budget you could withdraw whenever. A time deposit is an extended-term investment. A deposit can also be the collateral quantity you pay whilst you're taking on a mortgage.
An instance of the deposit is the cash brought to a savings account. An example of a deposit is the gold left within the backside gravel of the move. A deposit is described as to region, entrust, positioned, lay, or set down for safekeeping or fee. An instance of the deposit is someone setting cash in their bank account.
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Additional costs incurred if a company pursues a certain course of action are sunk costs.
true/ false
Additional costs incurred if an agency pursues a positive course of action are sunk expenses. false
The cost denotes the quantity of cash that an employer spends at the advent or manufacturing of products or offerings. It does not embody the markup for earnings. From a vendor's point of view, a charge is the amount of money this is spent to provide an awesome product.
Expenses are the cost price of fees for materials, services, hard paintings, products, gadgets,s and different items bought for use thru a commercial enterprise or other accounting entity. it's miles the amount denoted on invoices because the charge recorded in the preserves statistics as a fee or asset price basis.
Cost, in commonplace usage, is the economic price of products and offerings that manufacturers and customers purchase. In a number one economic experience, the fee is the degree of the possible opportunities foregone inside the choice of one accurate or hobby over others. This essential rate is typically called possible cost.
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accounting data are used to analyze cash flows, and this analysis is critical for decision making. consider the following case: j
The online operating capital of J&H Corp. is $105.zero million. d. The agency has no notes payable listed on its balance sheet, hence all of its current liabilities are its operating liabilities.
Balance Sheet
A balance sheet is a financial statement that reports a company's assets, liabilities, and shareholder equity. The balance sheet is one of the three core financial statements that are used to evaluate a business. It provides a snapshot of a company's finances (what it owns and owes) as of the date of publication.
cash $245
quick time period investments $259
debts receivable and inventory $196
overall modern assets = $700
long time assets = $1,120
overall assets = $1,820
overall liabilities = $595
overall equity = $1,225
Running capital on the internet = modern assets - modern liabilities = $700 - $595 = $105
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Complete Question
in the 20th century, leadership of the railroads let airlines, barges, pipelines, and trucks take business away from them because their strategies were developed only for the railroad business, rather than a broader definition of the business. multiple choice
In the 20th century, railroads may have let airlines, barges, pipelines, and trucks take business away from them because their strategies were developed only for the railroad business, rather than a broader definition of the transportation business.
What is transportation?The movement of people, animals, and things from one place to another is referred to as transport.
To put it another way, the definition of the activity of transport is the specific movement of an organism or thing from point A to point B. Transport methods include cable, pipeline, space, land, water, and the air.
In this case, in the 20th century, railroads may have let airlines, barges, pipelines, and trucks take business away from them because their strategies were developed only for the railroad business, rather than a broader definition of the transportation business.
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In the 20th century, railroads may have let airlines, barges, pipelines, and trucks take business away from them because their strategies were developed only for the railroad business, rather than a broader definition of the __________ business.
A. transportation
B. transcontinental shipping
C. passenger travel
D. product delivery
E. bulk cargo
a customer has a short account with $25,000 short market value, $37,000 credit balance and sma of $500. what is the maximum short market value for this account before the customer will incur a maintenance call?
The maximum short market value for this account before the customer will incur a maintenance call is $12,000
What is the maximum short market value for this account?
The maximum short market value in this account means the extent to which the short market of $25,000 can increase before the client is asked for more funds, in other words, the maximum increase in short market value would necessitate margin call is the excess of the credit balance of $37,000 over the short market value of $12,000
maximum short market value=credit balance-short market value
credit balance=$37,000
short market value=$25,000
maximum short market value=$37,000-$25,000
maximum short market value=$12,000
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What is the appropriate interest rate and number of time periods to use to find the monthly payment for a 30-year mortgage at 6% compounded monthly?.
0.5% and 360
Bank interest is the fee paid when paying for services on borrowing money provided by the bank within a certain period. Interest is determined by a percentage of the total deposit or loan amount.
Bank interest itself is divided into credit interest rates and savings interest rates. The loan interest rate is a certain price that must be paid by the customer to the bank in return for the loan obtained. Meanwhile, the savings interest rate is a certain amount paid by the bank to customers in return for their deposits.
In the banking world itself, the types of bank interest rates are broken down into five different types, namely:
Fixed interest rate: Fixed interest rate is an interest rate that is fixed and does not change for a certain period of time or according to a predetermined maturity date (during the duration of the credit).Floating interest rates: Floating or floating interest rates mean that interest rates will continue to change according to market interest rates.Flat interest rate: The flat interest rate is an interest rate that is calculated by referring to the principal amount of the loan at the beginning for each installment period.You can learn more about Bank interest here brainly.com/question/15551408
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Adding additional risky assets to the investment opportunity set will generally move the efficient frontier _____ and to the _______.
Adding additional risky assets to the investment opportunity set will generally move the efficient frontier Up and to the left.
An investment is the dedication of an asset to gain an increase in value over a period of time. Investing requires the sacrifice of a current asset, such as time, money, or effort. In finance, the purpose of an investment is to generate a return on the assets invested.
An investment is an asset or item that is purchased for the purpose of generating income or increasing value. Appreciation refers to the increase in the value of an asset over time. When an individual purchase a good as an investment, the purpose is not to consume the good but to use it in the future to create wealth.
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In the second decade of the new millennium, the number of businesses in the united states soared to more than 28 million. at what rate is this number still growing annually?
More than 28 million enterprises were operating in the United States at the beginning of the second millennium. This number is still increasing each year at 15%.
The required details for Business in given paragraph
Business is the hobby of creating one's residing or earning profits through generating or shopping for and selling products (which include items and services). It is likewise "any hobby or agency entered into for profit."
Having a commercial enterprise name does now no longer separate the commercial enterprise entity from the proprietor, because of this that that the proprietor of the commercial enterprise is accountable and answerable for money owed incurred through the commercial enterprise. If the commercial enterprise acquires money owed, the lenders can cross after the proprietor's non-public possessions. A commercial enterprise shape does now no longer permit for company tax rates. The owner is for my part taxed on all earnings from the commercial enterprise.
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The net assets section of a balance sheet for not for profits is analogous to the owners' equity section on a for profit balance sheet. true or false?
True, The net assets section of a balance sheet for not-for-profits is analogous to the owners' equity section on a for-profit balance sheet.
What are not-for-profit organizations?In contrast to an entity that operates as a business to make a profit for its owners, a nonprofit organization (NPO), also referred to as a non-business entity, not-for-profit organization, or nonprofit institution is a legal entity organized and run by a collective, public, or social benefit. The non-distribution constraint applies to nonprofits, which means that any surplus funds must be used to further their mission rather than being distributed to other parties. Many organizations, including some political ones, educational institutions, professional associations, religious institutions, social clubs, and consumer cooperatives, are nonprofit. Government approval is required for nonprofit organizations to be tax-exempt, however, some may also be eligible for tax-deductible donations. However, an organization can incorporate as a nonprofit organization even if it does not have tax-exempt status.
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If you got nausea heartburn indigestion upset stomach diarrhea what comercial is it off of
Answer:
PEPTO BISMOL
Explanation:
lol
Answer: Pepto bismo
Explanation:i say the comorical yesterday
If overapplied or underapplied overhead is material, it should be disposed of by allocating it to?
If over applied or under applied overhead is material, it should be disposed of by allocating it to Cost of goods sold and finished goods inventory. Hence, option A is correct.
What is fixed overhead rate?Fixed Based on a predetermined overhead rate, overhead expenses are allocated to each unit. Sometimes there are differences between anticipated and actual overhead costs.
When the overhead applied to production is less than the real overhead, this is known as under applied overhead. When the applied overhead exceeds the actual overhead, over applied overhead results.
Thus, option A is correct.
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The options are missing-
a. Cost of goods sold and finished goods inventory.
b. Finished goods inventory and work in process inventory.
c. work in process inventory, finished goods inventory, and cost of goods sold.
d. work in process inventory.
e. Raw materials inventory, work in process inventory, and finished goods inventory.
A+july+sales+forecast+projects+that+6,200+units+are+going+to+be+sold+at+a+price+of+$10.70+per+unit.+the+management+forecasts+15%+growth+in+sales+each+month.+total+july+sales+are+anticipated+to+be:_________
$66,340 will be total anticipated sales of the year. A July sales forecast projects that 6,200 units are going to be sold at a price of $10.70 per unit. The management forecasts 15% growth in sales each month. So the sales budget formula is: Sales = Price X Volume, that is 6,200*$10.70.
What is sales budget?A sales budget is a type of financial plan that forecasts a company's total revenue for a specific period of time. The corporation uses two variables the volume of things sold and the price at which they are sold to forecast its performance.
A sales budget is an itemized plan that calculates the total projected sales revenue by factoring in the quantity of units a person anticipate selling and their estimated selling prices.
Thus, it is $66,340.
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an investor purchased an xyz oct 50 call for a premium of 4. on the expiration date, xyz is selling for 46 and the investor closes the position at the option's intrinsic value. for tax purposes, the investor has
An investor paid a premium of 4 and bought a xyz oct 50 call. When xyz is trading for 46 on the expiration date, the investor closes the trade at the intrinsic value of the option. The investor has a $800 short-term capital gain for tax reasons.
The intrinsic value of a 50 call investor with the stock trading at 62 is 12 points (call-up rule).
That would amount to $1,200 in earnings for the call's owner.
The $400 cost is subtracted, leaving a $800 short-term capital gain.
A measure of an option's profitability based on the strike price and the market price of the underlying stock is called intrinsic value. The projected volatility of the underlying asset and the remaining time before the option expires determine time value. Investors should have a solid understanding of the variables affecting an option's value before entering the world of options trading. These include the price of the stock at the moment, its intrinsic worth, its remaining life or time value, volatility, interest rates, and any cash dividends that have been distributed.
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A monopolistically competitive firm is producing an output level where marginal revenue is greater than marginal cost. what should this firm do to increase its profit or reduce its losses?
When a company's output is at a level where economic profit exceeds marginal cost, it should continue to increase production since each marginal unit boosts profits by increasing revenue than it costs. The company will generate up to the amount where MR = MC in this fashion.
What is marginal?
The variation in total cost caused by raising the quantity produced in economics is known as the marginal cost, often known as the cost of producing more.
As a result, if the firm is producing at a level where marginal revenue exceeds marginal cost, it should continue to increase production because each marginal unit boosts profit by generating more revenue than its cost. The company will create in this manner up to the amount when MR = MC.
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___________________ are enacted when discontented sellers, feeling that prices are too low, appeal to legislators to keep prices from falling. rent controls price ceilings price floors subsidies
Price floors are enacted while discontented sellers, feeling that charges are too low, appeal to legislators to preserve expenses from falling. lease controls rate ceilings rate flooring subsidies.
A seller is an income facilitator answerable for initializing income conversations and easing patron income enjoyment. A seller helps clients and then gives a high-quality solution with regard to the goods being sold.
Types of sellers refer to the 3 classifications wherein a supplier of a company may additionally fall. those three classifications include those dealers that pro act, dealers that react, and dealers who are seeking out a strategic partnership.
Sellers are people or entities which can be involved in exchanging items and services in alternate for coins. on the subject of monetary markets, a vendor is a person or an entity that is imparting securities, they may be currently retaining, to a person inclined to buy.
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The exterior measurement of a home is 88 feet by 55 feet. That includes a garage that measures 24 feet by 30 feet. What is the home's gross living area?
The exterior measurement of a home is 88 feet by 55 feet. That includes a garage that measures 24 feet by 30 feet. 2976 is the home's gross living area.
Measure height and width of every side. for every side, multiply height times width to urge the whole exterior measurement square feet. Measure other areas not included within the sides, like gables, dormers and more.
Measure the length and width, in feet, of every room. A garage will only count towards the square footage of a home if it's been legally converted into an elbow room. Defining floor areas will be tricky as there are alternative ways of measuring further as opinions on what should count.
Most zoning doesn't count spaces like basements or garages as a part of the ground area, although if it's fit habitation and a particular height, it may be included as floor area. Calculations for the square footage of a home are taken from the skin dimensions of the structure (so exterior and interior wall thickness is included).
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The company collected $27,000 on may 30th, 2017 for 12 months of service which will take place from june of 2017 through may of 2018. as a result of this transactions, on may 30th teamsnap's?
The company collected $27,000 on may 30th, 2017 for 12 months of service which will take place from june of 2017 through may of 2018. as a result of this transactions, on may 30th teamsnap's Assets increased .
The Accounting Equation: What Is It?The relationship between assets, liabilities, and equity is depicted by the accounting equation. It serves as the cornerstone on which the double entry accounting system is built. In order to make sure that every component of a journal entry is accurate, business transactions must be recorded in line with the accounting equation.
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Suppose someone is studying a production possibilities frontier (ppf) that has a bowed-out shape relative to the origin. what causes this shape?
Let's say someone is researching a bowed-out production possibilities frontier (ppf) with respect to the origin. the law of increasing relative cost causes this shape
A relative price, often known as the ratio of two prices, is the cost of a thing or service in relation to another. A relative pricing can be expressed as a ratio between the costs of any two commodities or as a comparison between the costs of a market basket and a single good (a weighted average of the prices of all other goods available in the market).
Microeconomics can be defined as the study of how economic agents respond to changes in relative prices and how their actions have an impact on those prices. The variation and shift in relative prices can also show how productivity is changing.
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Those who believe their performance is a product of circumstances beyond their immediate control possess a(n)?
Those who believe their performance is a product of circumstances beyond their immediate control possess it Internal Locus of Control.
What is Locus of Control?
The locus of control measures how much a person thinks they are in charge of their own lives rather than being controlled by outside forces (beyond their influence). Julian B. Rotter created the idea in 1954, and it has since been included into personality psychology. A person's internal locus, or feeling that they are in control of their own lives, or their external locus can both be described by the Latin word "locus," which means "place" (a belief that life is controlled by outside factors which the person cannot influence, or that chance or fate controls their lives).
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If a person attempts to read their e-mail while they are riding the bus, they are _______. a. combining tasks b. multitasking c. sequential tasking d. cleaving tasks please select the best answer from the choices provided a b c d
If a person attempts to read their e-mail while they are riding the bus, they are multitasking.
In this fast-paced world that we live in multitasking is an art and has now become a habit of many people. It allows us to pair our works and do them together without disturbing either of them. It is quite a good and effective method to save our time and to manage our task well.
Furthermore, it has already been recommended by many productivity gurus as a method of attaining optimum productivity in your life like pairing reading or listening to podcast while on train or bus etc.
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which of these is not an example of tolerance in the workplace? listening empathetically accepting difference making decisions based on difference
Accepting differences is not an example of tolerance in the workplace.
What is tolerance?
When work is completed despite problems without raising them, this is referred to as showing tolerance..
In this question, we have identified the example which is not related to tolerance in the workplace. From the given option, option (b) is not an example of tolerance at workplace because the accepting the difference at workplace indicates that you accept the difference and have no problem with that difference. Hence, it is not an example of the tolerance at workplace.
Option (a) is incorrect because it demonstrates tolerance.
Option (c) is incorrect because it demonstrates tolerance.
Hence, Tolerance in the workplace does not include accepting differences.
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_____ has the highest market capitalization of listed corporations among developed markets.
The United States has the highest market capitalization of listed corporations among developed markets.
What is market capitalization ?
The total market worth of a firm expressed in dollars is its market capitalization, also referred to as its "market cap." It is calculated using the total number of outstanding shares and the current market price (CMP) of the firm's shares since it indicates the "market" value of the company.
Among investors and analysts, market cap is often used to compare and group the sizes of companies.
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2. record the transactions, assuming clothing frontiers has either $1 par value or $1 stated value common stock.
The transactions can be recorded assuming $1 par value and $1 stated value separately for each month. This can be done by recording common stock and additional pay and subtracting both the values.
Let us understand the concept first.
What is stated value?
When a stock has no par value, an amount is assigned for internal accounting purposes to a corporation's stock. This value is stated value, typically between $0.01 and $1.00. The stated value has no relation to market price.
What is Par value?
Par value of shares is the face value of a stock stated in the corporate charter.
Preparation of the journal entry to Record the transactions, assuming Clothing Frontiers has either $1 par value or $1 stated value common stock can be done as:
For every month we record the common stock(suppose x) and additional pay(suppose y)Now we subtract common stock from additional pay (y – x) separately for each monthAnd the result will be recorded as transaction.This is the proper way to maintain and record the transactions.
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