The amount she will have in the account after 12 years is $9,675.30
Given information
PV = $3,000
N = 12
M = 2
I = 10%
Future value = PV* (1+i/m)^nm
Future value = $3,000 * (1 + 0.10/2)^2*12
Future value = $3,000 * 3.22509994371
Future value = $9,675.29983
Future value = $9,675.30
Hence, the amount she will have in the account after 12 years is $9,675.30
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Answer: A 133,506.00
Explanation:
Chad bought a cabin in the mountains for $45,000. He repaired the furnace, redecorated the interior, and repainted the exterior. All of this work totaled just over $7,000. When he tried to resell it, the best offer he got for his cabin was $48,500. Which principle of valuation does this scenario exemplify
The principle of valuation that the scenario exemplifies is called the principle of contribution.
Data and Calculations:
Cost of cabin = $45,000
Maintenance cost = $7,000
Resale value = $48,500
Shortfall in investment cost = $3,500 ($48,500 - $45,000)
The principle of contribution states that the worth of an improvement is the market value of the entire property, despite the cost of the improvement. If Chad wanted to make some profit on the sale, he should not incur more maintenance cost than the market is ready to accept.
Thus, the principle of valuation that the scenario exemplifies is called the principle of contribution.
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2. Read the following data from Maria's personal monthly bank statement and answer the questions that follow:
Rent: $850
Groceries: $276.89
Public transportation: $45
Utilities: $135.24
Entertainment: $150.26
a. Enter Maria’s data into a spreadsheet program. Be sure to include proper headings.
b. Maria would like an efficient way to analyze how she spent her money this month. Using the spreadsheet program, create a bar graph representation of her monthly expenses. Briefly describe how you create the bar graph.
c. Based in the bar graph representation, what is one thing you would recommend to Maria in the future?
Answer:
I would recommend C for answer
A
requires property to be used as collateral.
A. unsecured loan
B. credit card
C. property loan
D. secured loan
SUBM
Answer:
D. secured loan
Explanation:
"A secured loan is a loan backed by collateral"
[A. unsecured loan is a loan that doesn't require any type of collateral.]
[B. credit card ...no]
[C. property loan is a secured loan that is sanctioned keeping an asset as mortgage with the lender.]
[D. secured loan is a loan that is backed by collateral]
A secured loan requires property to be used as collateral. D. Secured Loan.
What are secured loanA secured loan requires property or other assets to be used as collateral. If the borrower defaults on the loan, the lender has the right to seize the collateral to recoup their losses.
This reduces the risk for the lender, which can result in lower interest rates compared to unsecured loans. Examples of secured loans include mortgages and car loans.
Because the lender takes on more risk, these loans typically have higher interest rates. Personal loans and credit cards are examples of unsecured loans.
Option D is therefore correct
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what is the expected return for a stock that has a beta of 1.4, if the risk-free rate is 5% and the market rate of return is 10%?
Answer:
% 3.9
Explanation:
A couple is required by their lender to have a down payment of 20% of the purchase price of the home they want to buy. If the couple has saved $35,000, what is the most expensive home the couple can afford to buy? a. $63,000 b. $140,000 c. $175,000 d. $210,000 Please select the best answer from the choices provided A B C D.
The most expensive home the couple can afford to buy a home is $175,000 having a down payment of 20%.
The computation of the total amount of expenses for homeGiven,
The percentage of the down payment from the complete amount of purchase is 20%.
The total amount of saving by the couple is $35,000.
For calculating the maximum amount for buying the most expensive home the total amount of saving is assumed to be equal to the percentage of down payment.
Thus, if $35,000 is equal to 20% of the total amount then what will be the total amount?
This is computed as follows:
[tex]\begin{aligned}\text{Amount}&=\dfrac{\text{Total Savings}}{\text{\% of Down Payment}}\times100\\&=\dfrac{\$35,000}{20}\times100\\&=\$175,000\end{aligned}[/tex]
Therefore, the maximum amount that can be afforded by the couple to buy the most expensive home is $175,000.
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Answer:
Answer is C $175,000 i believe could be wrong
Explanation:
What is working capital?
Answer:
Working capital, also called net working capital (NWC), represents the difference between a company’s current assets and current liabilities.
NWC is a measure of a company’s liquidity and short-term financial health.
A company has negative NWC if its ratio of current assets to liabilities is less than one.
Positive NWC indicates that a company can fund its current operations and invest in future activities and growth.
High NWC isn’t always a good thing. It might indicate that the business has too much inventory or is not investing its excess cash.
Explanation:
can you me as brainliest if its right? i just need a few more to rank up! ^-^
Also have a great day and good luck in your studies!
answer:
the capital of a business which is used in it day-to-day trading operation, calculated as the current assets minus the current liabilities
3. Lesley bought 4 bags of pretzels and 2 boxes of granola bars for $13.50. Landon bought 1 bag of pretzels and 5 boxes of granola bars for $17.55. What is the cost for one bag of pretzels? What is the cost for a box of granola bars?
Answer:
Problem 3: Let x = price of bag of pretzels Let y = price of box of granola bars
We have Lesley's purchase: 4x+2y=13.50
And Landon's: 1x+5y=17.55
We can use the elimination method. Let's negate Landon's purchase by multiplying by -1. -1x-5y=-17.55
We add this four times to Lesley's purchase to eliminate the x variable.
2y-20y=13.50-70.2
-18y=-56.7
y = $3.15 = Price of box of granola bars
Plug back into Landon's purchase to solve for pretzels.
x+5*3.15=17.55
x+15.75=17.55
x = $1.80 = price of bag of pretzels
Problem 4.
Let w = number of wood bats sold
Let m = number of metal bats sold
From sales information we have: w + m = 23
24w+30m=606
Substitution works well here. Solve for w in the first equation, w = 23 - m, and plug this into the second.
24*(23-m)+30m=606
552-24m+30m=606
6m=54
m=9 = number of metal bats sold
Therefore since w = 23-m, w = 23-9 = 14. 14 wooden bats were sold.
Explanation:
Answer:
1=1 2+2=4 so lesley gas many ptretzels ans granola bars =mc square
Explanation:
Explain how market research is different than marketing.
Answer:
Although both involve consumers, Marketing research is concerned specifically about marketing processes, such as advertising effectiveness and salesforce effectiveness, while market research is concerned specifically with markets and distribution.
Explanation:
Post Oak Mall contains two department stores, numerous specialty stores, a movies theater, and various restaurants. Since it does not contain any convenience stores, Post Oak Mall is an example of a(n) _____ shopping center.
Because Post Oak Mall does not contain convenience stores, then, Post Oak Mall is an example of a regional shopping center.
A regional shopping center refers to a large shopping area meant to provide goods and services to people living in a particular area or state
A regional shopping center usually contain at least departmental store and any number of speciality stores.
Hence, because the shopping center does not contain any convenience stores, then, it is a regional shopping center
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You work for a company that provides payroll automation software to its clients. You are creating a program that will automate payroll tasks for small businesses with few employees. You are on track to meet your deadline for the project, and you anticipate having a lot of money leftover in the project budget. Mid-project, you receive a call from the human resources manager at MakeStuff, a company that will use the small-business payroll software. The manager informs you that MakeStuff has decided to offer its employees a 401k investment option and asks whether the small-business payroll program can automatically manage 401k investments. Currently, the project plan does not include that function, but you believe making the addition would be valuable to your business. You are worried about requesting permission to add this functionality for two reasons. First, the deadline for this project is very close, and it cannot be moved. Second, you have created software that automates flexible savings account management, but you haven't automated 401k investments before, and you know they are more complicated. You must fill out a change order form to request this change. Select the best option for each portion of the form.
a. Purpose of Change
b. Scope of Change
c. Plan for Change
d. Risk Analysis
e. Backout Plan
Answer:
C. plan for Charge or A. Risk analysis
You work for a company that provides payroll automation software to its clients.--------. You must fill out a change order form to request this change. The best option for each portion of the form is: Purpose of Change. Thus option (a) is correct.
What is a company?A company is a natural legal entity or an enterprise that is formed by the association of a group of people. A company can be a commercial or an industrial enterprise and the people in it work together towards achieving a common objective or goal which is basically for profit earnings.
A company has a particular business structure and that can be a sole proprietorship; partnership; limited liability partnership; company or corporation.
You work for a company that provides payroll automation software to its clients.--------. You must fill out a change order form to request this change. The best option for each portion of the form is: Purpose of Change. Therefore, option (a) is correct.
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The third step in the project control process for measuring and evaluating project performance is to
The third step in the project control process for measuring and evaluating project performance is to comparing the plan against actual performance.
In an organization, the management of project performance entails various process undergone from creation, implementation and management of projects which is seen as contributory to performance of the firm.
The step in the project control process for measuring and evaluating a firm's project performance includes:
Set a baseline plan. Measure progress and performance.Comparing the plan against actual performance.Take appropriate action.Therefore, the third step in the project control process for measuring and evaluating project performance is to comparing the plan against actual performance.
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The ability to self-book one’s travel is one of the benefits of online travel companies.
True or False
Answer:
yes
Explanation:
A mother wants to divide $680.00 among her children according to the ratio 2:4:6. The shares would be
Answer:
The shares would be… 113.33, 226.66, and 340
Explanation:
First step
2:4:6=12
2/12=1/6
4/12=1/3
6/12=1/2
Step 2
Since 1/6 of the money is for one child it would be 1/6 times (of) 680. This equals 113.33, you do the same for the other two children. You get 226.66 and 340 for the other two children.
:)
It is important for the salesperson to pay close attention to the buyer's interests during the need discovery phase to:
Based on business strategy, the salesperson needs to pay close attention to the buyer's interests during the need discovery phase to "uncover the dominant buying motives."
What is the Need Discovery Phase?The need discovery phase is when firms or salespeople try to understand the motives of the consumers, their needs, and requirements.
As a salesperson, knowing why the buyer or consumer wants to buy a product will give you an edge to know how to market your products to the consumer.
Hence, in this case, it is concluded that the correct answer is "uncover the dominant buying motives."
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Tim loves to landscape and wants to start a landscaping business. Which of the following is a challenge he may face?
1. He will have no variety throughout the day.
2. He will have no control over his work
3. He will have to follow a strict dress code
4. He will have unpredictable income
Please hurry I’m doing a final exam + will give brainliest
Answer:2 Maybe
Explanation:
If unemployed workers decide to stop looking for a job and instead enroll in further education, how will the number of employed workers and the unemployment rate change
The number of employed workers will not change and the unemployment rate will decrease.
The number of employed workers will not change reason being that non was employed because the unemployed workers has enroll in further education. Hence the number of employed workers will remain the same.
On the other hand the unemployment rate will decrease or decline based on the fact that the unemployed workers are no longer looking or searching for job but has rather enroll in further education.
Inconclusion the number of employed workers will not change and the unemployment rate will decrease.
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A customer buys 100 shares of ABC stock, which is now trading at $63. The customer wants to create a dividend supplement to the position. He should: A buy a call B buy a put C sell a call D sell a put
Answer:
sell a call
Explanation:
He should sell a call because he wanted to create a dividend supplement to the position.
What is selling a call?This involves a call sellers who have an obligation to sell the underlying stock at the strike price and have a short call position.
Hence, as he wants to create a dividend supplement to the position, then, the best option is to sell a call.
Therefore, the Option C is correct.
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The requirement for independent verification of a customer's identity when opening an account can be satisfied by examining a copy of the customer's: A birth certificate B driver's license C employer ID D latest federal tax return
Answer:
umm c I guess maybe hahhaha
Liquidity is a characteristic of money.
What is the definition of liquidity?
A. how quickly the money is spent
B. the availability of money for conversion into
currency
C. how much interest the money earns per year
Answer:
B. the availability of money for conversion into currency
Explanation:
hope this helped :)
intercropping vegetable farming is beneficial in many ways explain
your company is manufacturing a new product , you need to establish a product quality control process. what are three things you must do to create/ establish. your product quality control process? (choose 3). 1.) developing the product website and social media campaign ? 2.) setting up your test market strategy ? 3.) review the results of internal quality assurance testing ? 4.) establish the method to use or testing product quality ? 5.) determine what standards have to be met based on the product and industry ? 6.) publish your test results in a popular professional journal?
Answer:5,4,and1
Explanation:
Under FINRA rules, a readily apparent reference to BrokerCheck and hyperlink to the BrokerCheck website is required: ___________
a. only on a member firm's initial webpage that is intended to be viewed by retail investors
b. only on a member firm's web page that includes a professional profile of a registered person who conducts business with retail investors
c. on both a member firm's initial webpage that is intended to be viewed by retail investors and any web page that includes a professional profile of a registered person who conducts business with retail investors
d. on every page of a member firm's website that is intended to be viewed by retail investors
Under FINRA rules, the website is required: C) on both a member firm's initial webpage that is intended to be viewed by retail investors and any web page that includes a professional profile of a registered person who conducts business with retail investors.
FINRA which full meaning is Financial Industry Regulatory Authority is an industry that help to protect investors by ensuring that the buyer and seller of securities which are the brokers operate with utmost fairness and integrity.
Financial Industry Regulatory Authority made it mandatory that a readily apparent reference should be shown on the webpage of those that are registered member of the firm which is to be viewed investor.
And any registered individuals webpage who has a professional profile and who as well carryout business with the investor.
Inconclusion under FINRA rules a readily apparent reference should appear on both a member firm's initial webpage and any web page that includes a professional profile of a registered person.
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a ________ is an advertisement in a financial newspaper announcing a public offering of securities, along with a list of the investment banks handling the offering.
Answer: Tombstone is the answer but not the grave kind ofc
StayWell Health Insurance is offering a plan with a monthly premium of $240, a deductible of $6500, and maximum out-of-pocket expenses of $10,000. Which of the following people is that plan BEST suited for? *
The question is about the StayWell Health Insurance plan.
The plan requires a premium to be paid of $240, for a coverage of upto $10,000. The plan can suit the person that can easily afford $240 per month and is expected to claim the out of pocket expenses of $10,000.
A person who's income is more than $1,000 can be suitable for this Health Insurance plan, A person who's income is less than $1,000 can be reluctant to pay $240 as an insurance premium per month when the person have other expenses for example rent, grocery etc.
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Amaya is a member of a new product design team. The team leader proposed a process that would get quick results, but Amaya was concerned quality would suffer. Due to _______, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
People often have different suggestions and may or may not agree with each other. Due to groupthink, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
Groupthink is known to be a situation that takes place when a group of individuals arrive at a consensus without critical reasoning or looking into the repercussions or alternatives.It is often based on a common desire not to anger the balance of a group of people.
It can also be regarded as a psychological phenomenon where individual strive to meet a consensus within a group.
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what country leads the world in coconut production?
Answer:
Indonesia
Explanation:
6. Which of the following could cause a change in the demand curve?
A. There is a change in price.
B. There is a change in quantity.
C. There is a change in the population consuming the good.
D. None of the above.
Answer:
I think that there will be change in the population consuming the good because the goods are sold according to population who consumes it.The goods are sold according to the people .If there will be a lot of population consuming the good then the business can grow rapidly . But if there will be less population then people cant sold much goods.
A company buys electronic components, assembles them into PCs, and then ships them to customers. In this case the electronic components are _____ for the company.
Answer:
inputs
Explanation:
inputs are what is brought into the company to help it function. In this case, the inputs are the electronic components.
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Reseller markets consist of intermediaries such as wholesalers that buy finished products and sell them for a profit. True False
The above is true that Reseller markets consist of intermediaries such as wholesalers that buy finished products and sell them for a profit.
Reseller is one of the major type of business markets which consist of intermediaries, such as wholesalers and retailers, which buy finished goods and resell them for a profit.
Resellers buy goods from manufacturers or producers and sell to the final consumers.
Although they make minor alterations to the goods purchase for resale, resellers do not change the physical characteristics of the products they handle.
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Fill in the blank: Measuring your website’s authority comes down to assessing the volume and quality of the ____________.
The measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
Simply put, a backlink refers to series of link from one website which leads to another website.
The number and quality of a website's backlink tells about the quality of the website.
Hence, the measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
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