If XYZ invested $5,800 today in an account that is expected to earn 3.2 percent per year, and she expects to make another investment in the same account in 3 years from today, then how much money does XYZ expect to invest in 3 years if she expects to have $15,000 in her account in 4 years from today

Answers

Answer 1

Answer:

The answer is "$8,160.08".

Explanation:

[tex]A= \text{future value} = \$ 15,000 \\\\P= \text{present value}= \$ 5,800 \\\\r=\tex{rate} =3.2 \%\\\\n= \text{time in years} = 4[/tex]

Using formula:

[tex]A=P(1+ \frac{r}{100})^n + \text{Investment in 3 years} \times (1.032)\\\\15,000=5,800 (1+ \frac{3.2}{100})^4 + \text{Investment in 3 years} \times (1.032)\\\\15,000=5,800 (1+ 0.032)^4 + \text{Investment in 3 years} \times (1.032)\\\\15,000=5,800 (1.032)^4 + \text{Investment in 3 years} \times (1.032)\\\\[/tex]

[tex]15,000 = 5,800 \times 1.13427612 +\text{Investment in 3 years} \times (1.032)\\\\15,000=6,578.8015 + \text{Investment in 3 years} \times (1.032)\\\\\text{Investment in 3 years} = \frac{(15000-6578.8015)}{1.032}\\\\\text{Investment in 3 years} = \frac{8,421.1985}{1.032}\\\\\text{Investment in 3 years} = 8,160.07607\\\\ \text{Investment in 3 years} = 8,160. 08[/tex]


Related Questions

During the current year, the Town of Salo Alto recorded the following transactions related to its property taxes: Levied property taxes of $3,300,000, of which 2 percent is estimated to be uncollectible. Collected current property taxes amounting to $2,987,500. Collected $26,500 in delinquent taxes and $2,400 in interest and penalties on the delinquent taxes. These amounts had been recorded as Deferred Inflows of Resources in the prior year. Imposed penalties and interest in the amount of $3,750 but only expects to collect $3,100 of that amount. None is expected to be collected this year or within 30 days of year-end. Reclassified uncollected taxes as delinquent. These amounts are not expected to be collected within the first 60 days of the following fiscal year.

Answers

Question Completion:

Prepare the journal entries.

Answer:

Town of Salo Alto

Journal Entries:

Debit Property Taxes Receivable $3,300,000

Credit Unearned Property Taxes $3,300,000

To record the levying of property taxes.

Debit Uncollectible Expense $66,000

Credit Allowance for Uncollectible Property Taxes $66,000

To record the 2% allowance for uncollectible taxes.

Debit Cash $2,987,500

Credit Property Taxes Receivable $2,987,500

To record the collection of current property taxes.

Debit Cash $28,900

Credit Deferred Inflows of Resources $26,500

Credit Interest and Penalties $2,400

To record the collection of delinquent taxes with interest and penalties.

Debit Penalties and Interest Receivable $3,750

Credit Interest and Penalties $3,100

Credit Allowance for uncollectible $650

To record penalties and interest imposed.

Debit Deferred Inflows of Resources $312,500

Credit Property Taxes Receivable $312,500

To re-classify uncollected taxes as delinquent.

Explanation:

The ASC 606, as applicable to GASB, specifies when property tax revenues should be recognized in government-wide financial statements.  Governmental revenue, e.g. property tax revenue, should be considered as revenue in the current period if it can be collected within that period or sixty days after the current period.  If it cannot be so collected, it needs to be re-classified as delinquent.

Your daughter is currently 10 years old. You anticipate that she will be going to college in 8 years. You would to have $136,000 in a savings account to fund her education at that time. If the account promises to pay a fixed interest rate of 3% per year, how much money do you need to put into the account today to ensure that you will have $136,000 in 8 years

Answers

Answer:

$107,359.66

Explanation:

We are to calculate the present value of $136,000

The formula for calculating present value is :

The formula for calculating future value:

P = FV / (1 + r)^n

FV = Future value  

P = Present value  

R = interest rate  

N = number of years

$136,000 / (1.03)^8 = $107,359.66

Two manufacturing firms, located in cities 90 miles apart, both send their trucks four times a week to the other city full of cargo and return empty. Each driver costs $275 per day with benefits (the round trip takes all day) and each firm has truck operating costs of $1.30 a mile. How much could each firm save weekly if each sent its truck twice a week and hauled the other firm's cargo on the return trip

Answers

Answer: $1,018

Explanation:

Cities are 90 miles apart so a roundtrip is 180 miles which means that the operating cost per trip is:

= 1.30 * 180

= $234

Total cost per trip = Divers cost + operating cost

= 275 + 234

= $509

Four trips are made per week so total cost is:

= 509 * 4

= $‭2,036‬

If each sent its truck twice a week and hauled the other firm's cargo on the return trip then savings would be:

= Cost of 4 trips - cost of 2 trips

= 2,036 - (509 * 2)

= $1,018

On January 1, 2020, Sheffield Company makes the two following acquisitions. 1. Purchases land having a fair value of $220,000 by issuing a 4-year, zero-interest-bearing promissory note in the face amount of $346,174. 2. Purchases equipment by issuing a 6%, 8-year promissory note having a maturity value of $410,000 (interest payable annually). The company has to pay 12% interest for funds from its bank. (a) Record the two journal entries that should be recorded by Sheffield Company for the two purchases on January 1, 2020. (b) Record the interest at the end of the first year on both notes using the effective-interest method.

Answers

Answer:

A. Dr Land $220,000.00

Dr Discount on Notes Payable $126,174.00

Cr Notes Payable $346,174.00

Dr Cash $287,796.06

Dr Discount on Note Payable $122,203.94

Cr Note Payable $410,000

B. December 31, 2017

Dr Interest expense $26,400

Cr Discount on Notes Payable $26,400

December 31, 2017

Dr Interest expense $34,535.5

Cr Cash $24,600

Cr Discount on Notes Payable $9,935.5

Explanation:

(a) Preparation to Record the two journal entries that should be recorded by Sheffield Company for the two purchases on January 1, 2020.

Dr Land $220,000.00

Dr Discount on Notes Payable $126,174.00

($346,174.00-$220,000.00)

Cr Notes Payable $346,174.00

Dr Cash $287,796.06

Dr Discount on Note Payable $122,203.94

Cr Note Payable $410,000

Calculation for the PV of note using Financial calculator

N=8

I/Y% = 12%

Interest payment – $410,000 x .06 = $24,600

FV = $410,000

PV of note = $287,796.06

Calculation for Discount on note

Discount on note = $410,000 –$287,796.06

Discount on note= $122,203.94

(b) Preparation of the journal entry to Record the interest at the end of the first year on both notes using the effective-interest method.

December 31, 2017

Dr Interest expense $26,400

($220,000 x .12)

Cr Discount on Notes Payable $26,400

December 31, 2017

Dr Interest expense $34,535.5

($287,796.06*.12)

Cr Cash $24,600

($410,000 x .06)

Cr Discount on Notes Payable $9,935.5

($34,535.5-$24,600)

As an investor, what is the risk involved when investing in companies on the stock
exchange?
a. Investors can lose their existing shares if the value of the stock does not
increase within 90 days of purchase
b. Once they purchase a share, investors cannot sell them at a higher price
The price of stocks can decrease; for example, when the company
receives bad press
d. Investors are only at risk if the purchase a share when the stock price has
fallen
C.

Answers

Answer:d

Explanation:

The investor are only at risk if the purchase of a share when the stoc price has fallen

On January 1, 2021, Jasperse Corporation leased equipment under a finance lease designed to earn the lessor a 12% rate of return for providing long-term financing. The lease agreement specified ten annual payments of $75,000 beginning January 1, and each December 31 thereafter through 2029. A 10-year service agreement was scheduled to provide maintenance of the equipment as required for a fee of $5,000 per year. Insurance premiums of $4,000 annually are related to the equipment. Both amounts were to be paid by the lessor and lease payments reflect both expenditures. (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.) At what amount will Jasperse record a right-of-use asset

Answers

Answer:

$442,977.5

Explanation:

Calculation for what amount will Jasperse record a right-of-use asset

Right of use asset = ($75,000 -$5,000) x PVAD, 12%, 10

Right of use asset =$70,000*6.32825

Right of use asset =$442,977.5

Therefore what Jasperse will record a right-of-use asset will be $442,977.5

To be considered part of a market, an individual must

Answers

Answer:

Have both willingness to buy and the financial resources needed to buy.

A company that manufactures air-operated drain valve assemblies currently has $100,000 available to pay for plastic components over a 5-year period. If the company spent only $52,000 in year 1, what uniform annual amount can the company spend in each of the next 4 years to deplete the entire budget

Answers

Answer:

$18,297.31

Explanation:

The computation of the uniform amount that could be spend is shown below"

Here we determine the PMT

Given that

We assume the RATE = 10%

NPER = 5 - 1 = 4

PV = $100,000 × 1.1 - $52,000

= $110,000 - $52,000

= $58,000

FV = $0

The formula is given below:

= PMT(RATE,NPER,PV,FV,0)

The present value comes in negative

After applying the above formula, the uniform annual amount is $18,297.31

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