The Dodd-Frank Wall Street Reform and Consumer Protection Act requires the CFPB to compare credit scores sold to lenders and consumers by credit bureaus nationwide and determine whether differences in these scores are harmful to consumers.
Today's research analyzes credit scores from his 200,000 credit files from each of the following credit bureaus:TransUnion, Equifax, and Experian.
This follows from a study released by the Bureau in July 2011 that described the credit rating industry, types of credit ratings, and potential problems arising from the differences between ratings purchased by consumers and ratings used by creditors. This is a follow-up survey. can occur.
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On June 1, Year 1, Hamlin, Inc. Paid $12,000 for 12 months rent on its warehouse in Huntsville, Alabama. In addition, on October 1, Year 1, Hamlin paid $3,000 for a one-year insurance policy on the warehouse. Hamlin's reporting period ends on December 31st of each year.
Required
Show how both prepaid purchases and the associated year-end adjustments at the end of Year 1 may affect a financial statements model. (In the Statement of Cash Flows column, use OA to designate operating activity, IA for investing activity, FA for financing activity, and NC for net change in cash. Enter any decreases to account balances and cash outflows with a minus sign. Not all cells in the "Statement of Cash Flows" column may require an input - leave cells blank if there is no corresponding input needed. Do not round intermediate calculations. )
At the end of Year 1, the prepaid rent will require an adjustment to reduce expenses in the income statement and the prepaid insurance will require an adjustment to increase expenses and reduce cash on the statement of cash flows.
What is accrual accounting method?This question is using the accrual accounting method which states that income and expenses should be recorded in the period in which they are incurred, regardless of when cash is exchanged.
On June 1, Year 1, Hamlin paid $12,000 for 12 months rent, an increase to prepaid rent in the Balance Sheet, and a decrease to cash in the Statement of Cash Flows (OA).
On October 1, Year 1, Hamlin paid $3,000 for a one-year insurance policy, an increase to prepaid insurance in the Balance Sheet, and a decrease to cash in the Statement of Cash Flows (OA).
At the end of Year 1, Hamlin will make a year-end adjustment to allocate the prepaid rent and prepaid insurance over the appropriate accounting periods.
The answer financial statements model are given below:
Accounts | Debit | Credit | Statement of Cash Flows
----------------------------------------------------------------
Rent Expense | 12,000 | | OA
Prepaid Rent | | 12,000 | OA
----------------------------------------------------------------
Insurance Expense | 3,000 | | OA
Prepaid Insurance | | 3,000 | OA
----------------------------------------------------------------
Year-End Adjustment | 4,000 | | OA
Accumulated Depreciation | | 4,000 | OA
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abc company has sales revenue of $175,000, sales discounts of $10,000, cost of goods sold of $50,000, and operating expenses of $75,000. what is their gross profit?
For every $1 in sales, you need 33 cents to pay your essential running expenses and profit, therefore figure out the gross margin of profit required to run the business.
What do you think of as sales?A sale is a contract that calls for, among other things, exchanging goods or services for money. To put it another way, a sale refers to any action that gives possession of a good of commodity to a buyer n exchange for money.
Which sales are the four?The four main sales techniques employed by salespeople are script-based selling, conversational selling, needs-satisfaction presenting, and selling with such a strategic partner.
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a shareholder of a car manufacturing company wants to sue the company in federal court for breach of fiduciary duty. what information about the company, besides its place of incorporation, does the shareholder's attorney need in order to determine whether the parties are diverse?
Beside its place of incorporation, he can provide, Where the company's headquarters are located to attorney in order to determine whether the parties are diverse.
What is fiduciary duty?The step is to prove that the other party's actions were against your interests, therefore constituting a breach of fiduciary duty. Additionally, you need to provide evidence of your losses. Damages are not recoverable if the breach had no real impact on you. Finally, you must demonstrate that the fiduciary duty violation directly resulted in the losses you experienced. You will not be entitled to compensation if the harm you experienced had nothing to do with the breach and was not a reasonably foreseeable consequence of it. Regardless of the makeup of the board of directors, each member has a fiduciary responsibility to act in the best interests of the company's shareholders. Management members of an LLC have a similar obligation to act. Members of a comapny are subject to many of the same kinds of violations that take place in the context of partnerships. Other instances include:
denying shareholders access to records, refusing to pay dividends, voting for excessive compensation for themselves, and taking illegal steps to remove minority owners are all examples of blocking shareholders from exercising their right to vote. The shareholders may file a lawsuit to safeguard their interests if they believe that the company or any individual board member has violated their fiduciary duty to the shareholders.
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when a company seeks to match the benefits of a successful position and maintain their current position in the marketplace it is attempting a(n) approach.
By merging new goods, services, and technology into its current portfolio, a company attempts to replicate the benefits of a lucrative position while maintaining its current position.
A corporation is a type of business entity that is legally separate from its owners. The corporate structure is more complex, with higher setup and administrative costs, as a result of the increased reporting requirements and higher-level legal responsibilities. A company is referred to be a firm since its staff members want to add value. The word "produce," which meaning to lead forth or bring forth, has a Latin origin. The term "company" initially emerged in Old French, which is a synonym for "compaignie" or "companionship." The term "business" also has Old English origins, which combine busy and -ness. A corporation is a legal individual or a legally recognised business organisation that has registered itself under the Companies Act.
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tanisha, an experienced logistics manager, was recently assigned to oversee a division that is struggling to meet its goals. in her first week, she reviewed the organizational chart, productivity reports, and operational costs. what might tanisha do with this information?
She evaluated the organizational structure, productivity data, and operational costs during her first week. She may change the division's structure and the way things are done.
the method of allocating, managing, and directing resources within a system with the ultimate goal of fulfilling its goals. For organisational management to be successful and advantageous, it must be able to make choices and deal with problems. Functional, multi-divisional, flat, and matrix structures are the four different forms of organisational structures. The best possible use of both financial and human resources is made possible through organisation. It not only helps in the right assignment of tasks to qualified workers, but it also ensures that no resources or time are wasted owing to duplication of effort.
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Is the following scenario a partnership? Agreeing to allow someone else to sell 100 units of your invention on eBay and to split the
profits by 60 percent and 40 percent.
O Yes
Ο Nο
Agreeing to allow someone else to sell 100 units of your invention on eBay and to split the profits by 60 percent and 40 percent. Yes , this scenario a partnership
What kinds of partnerships are there?A partnership is a contract between two or more people that specifies how they will divide a company's assets and liabilities and manage its operations. In a partnership firm corporation, each partner is equally accountable for the company's assets and liabilities. Physicians and lawyers alike frequently form limited liability partnerships.
What are working together and leading by example?By definition, a partnership firm is one in which two or more people pool their resources to form a company and decide to divide the risks, rewards, and losses. Law firms, medical groups, investments in real estate firms, and accounting firms are a few examples of common partnerships.
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marketing strategy is formulated in terms of the marketing mix; that is, it involves determining the product, features, price, communications, distribution, and services that will provide customers with superior value. this entire set of characteristics is often referred to as the
The concept is a Marketing strategy, which is an organization's promotional efforts to allocate scarce resources. The answer is the total product.
Marketing strategy is an organization's promotional efforts to allocate limited resources across a variety of platforms and channels to increase sales and gain a sustainable competitive advantage in the target market.
It covers general issues such as target markets, what services to offer, and how to evaluate and promote them. Simplistically, we can define total output as the total quantity or amount of final output produced by a firm using specified inputs over a specified period of time.
A marketing strategy is a long-term plan for achieving business goals by understanding customer needs and creating a clear and sustainable competitive advantage. It covers everything from identifying your customers to choosing the channels you use to reach them.
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Is the Wix website builder suitable for small businesses?
Yes, the WIX website builder is suitable for small businesses, it makes the website in the small amount of money and make create attractive website.
The small businesses is the type of the organization or organization system in which the team size of the small business is less than 100 employee, corporation and partnership type small business.
The small business has less revenue as compared to the large business or the corporation which runs from the many years.
The WIX is popular and useful in the space of small business starter, owners and entrepreneurs etc. If you want website more unique and professional in the affordable budget then WIX is best suited to those buyers.
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Why do many investors choose to make diversification a key element of their
investment strategies?
O A Diversification focuses financial resources into one high-yield
investment.
B. Diversification spreads out investments to limit the risk of losing
money.
C. Diversification guarantees a stable rate of return on an
investment.
OD. Diversification increases both the risk and possible reward of
investing
So many investors choose to make diversification a key element of their investment strategies because diversification spreads out investments to limit the risk of losing money. The Option B is correct.
What is the Importance of Diversification?Diversification is a risk-mitigation strategy that allocates investment funds across various vehicles, industries, companies, and other categories in order to minimize risk and maximize returns.
Diversification is a common investing technique used to reduce the likelihood of losses. By diversifying your investments, you reduce the likelihood of your portfolio being wiped out by a single negative event affecting a single holding. Instead, your portfolio is spread across various asset classes and companies, preserving capital while increasing risk-adjusted returns.
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your monthly rent payment is an example of a variable expense. T/F
True variable costs fluctuate monthly (dining out, medical expenses, groceries, or anything you buy from a store).
What Kinds of Expenses Are There?Rent, utilities, pay, salaries, upkeep, depreciation, health coverage, and the cost of selling products are a few examples of expenses.
What are essential costs?As the name suggests, basic living expenses are those required for daily existence. As the name suggests, basic living expenses are those required for daily existence, with the main categories being residential building, food, clothing, mass transit, healthcare, and pertinent miscellaneous expenses.
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Drag the tiles to the boxes to form correct pairs.
Match the different. brainstorming techniques to their applications
Note that the Brainstorming Techniques matched to one another are given as follows:
Clustering - connecting ideas for a topic using different shapes and color-coding to identify how the ideas are relatedThree perspectives - describing the topic, tracing its history, and examining its connections with related topicsFreewriting - writing down first thoughts on a topic in a timed session. without pausing to check for relevance or grammarWhat are brainstorming techniques?The most essential thing to remember with any approach of brainstorming is to prioritize quantity above quality. Accepting all ideas, no matter how ridiculous or unimportant they may appear, aids brainstorming.
The aim is to establish a large enough pool of ideas from which to draw or combine ideas for the best solution or approach.
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subsidized loans are different from other types of loans because they _____.
While you are enrolled in school at least quarter or during deferment periods, interest on your subsidized loans does not accrue. Loans for graduate and undergraduate students which are not dependent on financial need are known as unsubsidized Loans.
What three things distinguish subsidized loans from unsubsidized loans?When you are enrolled at least half time in college, the Education Department will pay the interest on your loan. Unsubsidized: Interest starts to mount the moment the loan is issued, even while students are still attending classes. Subsidized: The first 6 months after you graduate from college, there are no payments due.
What distinguishes a subsidized loan from?While you are enrolled in school at least quarter or during deferment periods, interest on your subsidized loans does not accrue. Loans that aren't subsidized loans which are not dependent on financial need are available for graduate and undergraduate students.
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manufacturing overhead was estimated to be $297,000 for the year along with an estimated 27,000 direct labor hours. actual manufacturing overhead was $506,250 and actual direct labor hours were 28,800. the amount of manufacturing overhead applied to production would be:
The manufacturing overhead applied to production is $317,680.
The amount of manufacturing overhead applied to production is determined by using a predetermined overhead rate. To calculate the predetermined overhead rate, we need to divide the estimated manufacturing overhead by the estimated direct labor hours. In this case, the predetermined overhead rate is $297,000 (estimated manufacturing overhead) divided by 27,000 (estimated direct labor hours) = $11.
Once we have the predetermined overhead rate, we can use it to apply the actual manufacturing overhead to production. To do this, we multiply the actual direct labor hours by the predetermined overhead rate. In this case, the manufacturing overhead applied to production is $11 (predetermined overhead rate) multiplied by 28,800 (actual direct labor hours) = $317,680.
The difference between the applied overhead and the actual overhead is called the overhead variance, this will be helpful in finding out the reasons for the variances and take corrective actions if needed.
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There is no need for a government in a market economy. True or False?
False, There is no need for the government to have a big economic role.
What does "economic" mean in its simplest form?Economics is the investigation of shortages and its effects on the use of assets, the production of products and services, the growth of productivity and welfare through time, and a wide range of other complicated issues of essential significance to society.
Why do we study economics?Economics education aids in a person's comprehension of their environment. It enables individuals to comprehend others, organizations, markets, and governments, enabling them to better adapt to risks and opportunities that arise as circumstances change.
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jeremy (unmarried) earned $100,000 in salary and $6,000 in interest income during the year. jeremy's employer withheld $10,000 of federal income taxes from jeremy's paychecks during the year. jeremy has one qualifying dependent child (age 14) who lives with him. jeremy qualifies to file as head of household and has $23,000 in itemized deductions, including $2,000 of charitable contributions to his church. (use the tax rate schedules.) required: determine jeremy's tax refund or taxes due. assume that in addition to the original facts, jeremy has a long-term capital gain of $4,000. what is jeremy's tax refund or tax due including the tax on the capital gain? assume the original facts except that jeremy has only $7,000 in itemized deductions. assume the charitable contribution deduction for nonitemizers applies to 2022. what is jeremy's tax refund or tax due?
Jeremy's tax refund or taxes due including the tax on the capital gain with $23,000 in itemized deductions is $8,636.Jeremy's tax refund or tax due with $7,000 in itemized deductions, plus a $2,000 charitable contribution deduction for nonitemizers is $11,336.
What is Jeremy's tax refund or tax due including the tax on the capital gain?
1. Jeremy's taxable income is $91,000 ($100,000 salary + $6,000 interest income - $23,000 itemized deductions).
2. Jeremy's federal tax liability is calculated using the head of household rate schedule. For taxable income of $91,000, the federal tax liability is $20,936 ($9,636 + ($91,000 - $75,900) x 24%).
3. Jeremy's federal tax liability is reduced by the $10,000 of federal income taxes withheld from his paychecks, leaving a net tax liability of $10,936 ($20,936 - $10,000).
4. Jeremy's tax liability is further reduced by the long-term capital gain of $4,000, which is taxed at a rate of 0%. This reduces his net tax liability to $6,936 ($10,936 - $4,000).
5. Jeremy's tax refund or taxes due is calculated by subtracting his net tax liability of $6,936 from the $10,000 of federal income taxes withheld from his paychecks. This leaves a tax refund of $3,064 ($10,000 - $6,936).
What is Jeremy's tax refund or tax due?
1. Jeremy's taxable income is $85,000 ($100,000 salary + $6,000 interest income - $7,000 itemized deductions - $2,000 charitable contribution deduction for nonitemizers).
2. Jeremy's federal tax liability is calculated using the head of household rate schedule. For taxable income of $85,000, the federal tax liability is $19,336 ($7,336 + ($85,000 - $72,750) x 24%).
3. Jeremy's federal tax liability is reduced by the $10,000 of federal income taxes withheld from his paychecks, leaving a net tax liability of $9,336 ($19,336 - $10,000).
4. Jeremy's tax liability is further reduced by the long-term capital gain of $4,000, which is taxed at a rate of 0%. This reduces his net tax liability to $5,336 ($9,336 - $4,000).
5. Jeremy's tax refund or taxes due is calculated by subtracting his net tax liability of $5,336 from the $10,000 of federal income taxes withheld from his paychecks. This leaves a tax refund of $4,664 ($10,000 - $5,336).
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brenda plans to reduce her spending by 50 a month. what would be the future value of this reduced spending over the next 13 years
$8175.7 would be the future value of this reduced spending over the next 13 years.
Annual savings = Monthly spending reduction× Number of months per year = $50 × 13 = $650.
FV = PMT × FV annuity table factor
= $650 × 12.578 = $8175.7.
An annuity table offers a time-based factor and a discount rate (interest rate) that can be multiplied by to calculate the present value of an annuity payout. To determine how valuable a series of Annual will be at some point in the future, the future value annuity factor is calculated. The future value of an annuity can be calculated using the following formula: FV = C X [(1+r)n - 1 / r] X (1+r). The number of payments and discount rate are commonly plotted on the y-axis and x-axis, respectively, in an annuity table. Find both of them on the table for your annuity, and then locate the cell where they cross.
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an organization intends to capture market share in its industry because it has access to a scarce key ingredient in its patented formula of antiviral products. what is the approach the organization should take to capture market share?
If a company wants to gain market share in its sector and has access to a critical ingredient that is in short supply, it should adopt a distinctive marketing strategy.
This strategy emphasizes the special qualities and advantages of the company's products to set them apart from those of rivals.
In this situation, the business should concentrate on the main ingredient's rarity and the advantages it provides to the antiviral goods, such as the ability to be more effective or efficient than competing products.
In order to convey this unique selling point to the target demographic and the general public, the company should also think about spending money on marketing and advertising initiatives.
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firm a had the following selected items on its balance sheet: cash$28,000,000 common stock ($40 par; 1,800,000 shares outstanding)72,000,000 additional paid-in capital12,600,000 retained earnings55,000,000 how would each of these accounts appear after: a cash dividend of $2 per share? round the number of shares outstanding to the nearest whole number and the other answers to the nearest dollar. cash$ common stock ($ par; shares outstanding)$ additional paid-in capital$ retained earnings$ a 6 percent stock dividend (fair market value is $80 per share)? use the original balance sheet from the problem statement. round the number of shares outstanding to the nearest whole number and the other answers to the nearest dollar. cash$ common stock ($ par; shares outstanding)$ additional paid-in capital$ retained earnings$ a one-for-two reverse split? use the original balance sheet from the problem statement. round the number of shares outstanding to the nearest whole number and the other answers to the nearest dollar. cash$ common stock ($ par; shares outstanding)$ additional paid-in capital$ retained earnings$
A one-for-two reverse split:
Cash: $28,000,000
Common Stock: $72,000,000
Additional Paid-in Capital: $12,600,000
Retained Earnings: $55,000,000
How would each of these accounts look following a $2 per share cash dividend?A cash dividend of $2 per share:Cash: $28,000,000 - ($2 x 1,800,000 shares) = $22,000,000Common Stock: $72,000,000Additional Paid-in Capital: $12,600,000Retained Earnings: $55,000,000 - ($2 x 1,800,000 shares) = $49,000,000A 6 percent stock dividend (fair market value is $80 per share):Cash: $28,000,000Common Stock: $72,000,000 + ($72,000,000 x 6%) = $76,320,000Additional Paid-in Capital: $12,600,000Retained Earnings: $55,000,000Note: The number of shares outstanding increases by 6% to 1,896,000 shares (1,800,000 x 1.06)A one-for-two reverse split:Cash: $28,000,000Common Stock: $72,000,000Additional Paid-in Capital: $12,600,000Retained Earnings: $55,000,000Note: The number of shares outstanding decreases by 50% to 900,000 shares (1,800,000/2)To earn more about stocks refer:
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the company has a price-earnings ratio of 15 times and earnings per share were $3. what is the market value of each share of stock?
The market value of each share of stock is $45. This is calculated by multiplying the earnings per share ($3) by the price-earnings ratio (15). This means that each share of the company's stock is worth $45.
The market value of each share of stock is equal to the company's price-earnings ratio (P/E) multiplied by the company's earnings per share (EPS). In the case of a company with a P/E of 15 times and EPS of $3, the market value of each share of stock is $45 ($3 multiplied by 15).
The price-earnings ratio (P/E) is one of the most commonly used tools for valuing a company's stock. It is calculated by dividing the current market price of a company's stock by its earnings per share (EPS). This means that the higher the P/E ratio is, the more expensive the stock is in comparison to its earnings, and vice versa. It is important to note that P/E ratios vary from industry to industry, so it is important to compare the P/E ratios of similar companies in order to get a more accurate valuation.
When evaluating a company's stock, investors should consider the company's P/E ratio in order to get a better understanding of the stock's value. A high P/E ratio can indicate that the stock is overvalued and a low P/E ratio can indicate that the stock is undervalued.
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an investment adviser has a fee structure that states: assets under management annual fee 0 - $1,000,000 2.00% >$1,000,000 - $5,000,000 1.50% >$5,000,000 - $10,000,000 1.00% >$10,000,000 negotiable with client which statement is true about such an arrangement? a this is prohibited under nasaa rules because it favors customers with more assets under management b this is prohibited because advisers cannot have negotiable fees c this is permitted as long as the negotiated fee is less than 1% d this is permitted without restriction
This is permitted as long as the negotiated fee is less than 1% is TRUE about such an arrangement
What are Negotiated Fees?Negotiated fees are the sums that network dentists have consented to accept as full payment for services that are covered, less any co-payments, deductibles, cost-sharing, and benefit caps. Negotiated fees may be altered. A financial advisor cannot demand "unreasonable" fees. It is acceptable and reasonable to have a charge structure that lowers the fee % as the amount of assets managed increases. The adviser may also set negotiable fees, provided that they are fair and implemented consistently. As a result, the advisor may negotiate a cost for a client with $15,000,000 in assets to invest that is less than 1% (it could not be higher than 1% because doing so would result in the client being charged a higher fee than clients with lower investment amounts).The complete question is,
An investment adviser has a fee structure that states:
Assets Under Management Annual Fee
0 - $1,000,000 2.00%
>$1,000,000 - $5,000,000 1.50%
>$5,000,000 - $10,000,000 1.00%
>$10,000,000 Negotiable With Client
Which statement is TRUE about such an arrangement?
A. This is prohibited under NASAA rules because it favor customers with more assets under management
B. This is prohibited because advisers cannot have negotiable fees
C. This is permitted as long as the negotiated fee is less than 1%
D. This is permitted without restriction
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(a) determine the volume of traffic across the bridge. (b) if a toll of 25 cents is added, what is the volume across the bridge? (c) a tollbooth is to be added, thus reducing the travel time to cross the bridge. the new cost function is c 50 0.2v. determine the volume of traffic that would cross the bridge. (d) determine the toll to yield the highest revenue for demand and supply function in part (a) and the associated demand and revenue.
The bridge has 333,33 vehicles cross it each day. The volume across the bridge is 291,67 if a toll of 25 cents is included.
What is meant by volume?Volume is the sum of an asset's or security's transactions over time, frequently in a single day. For example, the number of shares of a securities traded between its daily open and close would be referred to as the stock trading volume. Every three-dimensional item takes up space in some way. The volume of this area is what is used to describe it.Therefore,
If C=50+0.5V and V=2500–10C, and you want to know the variable V, then you can compute V as a function of C. If you have already cleared the variable "C," then you can substitute for (a):
V = 2500 - 10C
V = 2500 - 10(50 + 0.5V)
V = 2500 - 500 - 5V
V + 5V = 2500 - 500
6V = 2000
V = 2000/6
V = 333,33
For example, if they advise you to increase the constant in the equation C = 50 + 0.5V by 25 so that your equivalence for this point of C is
C = 75 + 0.5V, you would follow the same steps:
V = 2500 - 10C
V = 2500 - 10(75 + 0.5V)
V = 2500 - 750 - 5V
V + 5V = 2500 - 750
6V = 1750
V = 1750/6
V = 291,67
There is only one solution provided by this system of two equations and two variables, which produces a compatible define system.
The complete question is:
A bridge has been constructed between the mainland and an island. The total cost (excluding toll) to travel across the bridge is expressed as C=50+0.5V, where V is the number of vet/day and C is the cost/vehicle in cents. The demand for travel across the bridge is V=2500-10C.
(a) Determine the volume of traffic across the bridge.
(b) If a toll of 25 cents is added, what is the volume across the bridge?
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Attempts: Average: 74 2. Management functions Jim is CEO for a company that produces filing cabinets and office furniture. He uses planning production by 20% next year, the company will need to hire 10 new employees. when determining that in order to increase As production manager, part of Jennifer's job is to determine what raw materials will be needed to meet production needs. Sales forecasts may help Jennifer with this planning function of management. Julia uses planning to determine how many focus groups will need to be conducted in order to accomplish the company's research goals. Choose the management function being performed in each of the examples. Example of managerial work Planning Organizing Leading Controlling Dow Chemical CEO, Andrew Liveris, checks financial reports to see whether Dow has met its financial goals for the quarter Ernesto Leon, a Domino's Pizza manager, creates a schedule to determine which employees will be working on New Year's Eve. 0 OO 0 Pfizer's CEO, Ian Read, works with the board of directors to predict the amount of dividends the company will pay in the future. 0 Blake Mycoskie, founder of Toms, encourages social entrepreneurship through the company's slogan "One for One. Grade It Now Save & Continue Continue without saving empts: Average: 14 ..Management functions planning when determining that in order to increase im is CEO for a company that produces hiling cabinets and office furniture. He uses production by 20% next year, the company will need to hire 10 new employees As production manager, part of Jennifer's job is to determine what raw materials will be needed to meet production needs. Sales forecasts may help Jennifer with this planning function of management. Julia uses planning to determine how many focus groups will need to be conducted in order to accomplish the company's research goals. Choose the management function being performed in each of the examples. Example of managerial work Planning Organizing Leading Controlling Dow Chemical CEO, Andrew Liveris, checks financial reports to see whether Dow has met its financial goals for the quarter. Ernesto Leon, a Domino's Pizza manager, creates a schedule to determine which employees will be working on New Year's Eve Pfizer's CEO, lan Read, works with the board of directors to predict the amount of dividends the company will pay in the future. Blake Mycose, founder of Toms, encourages social entrepreneurship through the company's sogan "One for One." Grade it Now Save Continue Cow hout saving
Answer:
planning
Explanation:
whatr is the value today of 3300 per year at a discount rate of 8% if the first payment is recieved 7 years from today and the last payment is received 25 years from today
The loan agreement stipulates that 25 equal annual payments must be made at the conclusion of each of the ensuing 25 years.
In the future, will cash money vanish?Cash may eventually actually vanish. However, where and when are primarily at issue. In some nations, it might vanish, but it might also stay. If it ultimately occurs in 50, 100, or more years, it won't really matter to anyone alive today.
In ten years, will money have doubled?Over the past 90 years, the S&P 500 index has experienced annualized total returns averaging 9.8%. The annual return is still between 7% and 8% after accounting for inflation. Money will double in value if you earn 7% in a year.
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Question #3
Multiple Select
The main types of markets are called
consumer
O industrial
customer
Oresidential
Question #4
Multiple Choice
The two most important types of marketplaces are consumer and business markets. There are also institutional markets, government markets, and global markets.
What other kind of markets are there?In a market where buyers and sellers may meet, there can be an exchange of commodities and services. Markets include both actual physical markets and digital ones, such those found online. There are additional examples, such as the stock market, gray market, and auction market.
Although it can be complicated, marketing is primarily driven by four variables: product, price, promotion, and place. These are the fundamental concepts around which everything else is built, and they apply regardless of how tactics and distribution methods evolve. The seven P's or another form of these core concepts are sometimes included.
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in the management in action case it is evident that the changs did not effectively manage for technological advances. how could they have done this?
There are several ways in which the management in the case could have effectively managed for technological advances are 1)Staying informed, 2)Investing in technology and 3)Encourage innovation.
1)Staying informed: Management should stay informed about the latest technological advancements in their industry, and assess how they can be used to improve their operations and products. This can be done through regular research and attending industry conferences.
2)Investing in technology: The management could invest in the latest technologies and equipment that can help to improve efficiency, productivity and competitiveness.
3)Encourage innovation: Management could encourage and support employees to come up with new ideas and innovations that can help the company to stay ahead of the technological curve.
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cloud kicks is expanding its operations to europe. the company wants to enable able advanced currency management to support both eur and usd currencies, and show the total values of open opportunities on account records. how should the consultantimplement a solution to meet the requirement?
The best solution a consultant must implement to meet the requirement of Cloud Kicks company would be by using a custom summary formula field on the Opportunity, which means option A is the right answer.
The multinational companies have their franchises in may countries all over the globe. In such big business, the main problem they encounter is of currency management. Advanced Currency Management enables management of dated exchange rates, and helps one to manage and set up the search box where the user can find their suitable currency. Currency management can substantially boost the growth of several companies through selling and buying of goods and services in multiple currency which rule the global trade.
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Refer to complete question below:
Cloud Kicks is expanding its operations to Europe. The company wants to enable able Advanced Currency Management to support both EUR and USD currencies, and show the total values of open opportunities on account records.
How should the consultant implement a solution to meet the requirement?
A . Use a custom summary formula field on the Opportunity.
B . Install a third-party app from the AppExchange.
C . Use a Roll-up Summary field from the Opportunity to the Account.
D . Create a cross-object formula field on the Account.
Lear Inc. Has $870,000 in current assets, $385,000 of which are considered permanent current assets. In addition, the firm has $670,000 invested in fixed assets.
a. Lear wishes to finance all fixed assets and half of its permanent current assets with long-term financing costing 8 percent. The balance will be financed with short-term financing, which currently costs 6 percent. Lear’s earnings before interest and taxes are $270,000. Determine Lear’s earnings after taxes under this financing plan. The tax rate is 40 percent.
b. As an alternative, Lear might wish to finance all fixed assets and permanent current assets plus half of its temporary current assets with long-term financing and the balance with short-term financing. The same interest rates apply as in part a. Earnings before interest and taxes will be $270,000. What will be Lear’s earnings after taxes? The tax rate is 40 percent
Part an of the financing plan includes $670,000 in long-term financing at 8% and $192,500 in short-term financing at 6%.
What will be Lear’s earnings after taxes?a. After taxes, earnings come to $162,000
b. After-tax income is $162,000
These financings will have interest payments totaling $53,600 and $11,550, respectively.
After taxes, Lear will receive
$153,850 ($270,000 - ($53,600 + $11,550)) x (1 - 0.4)
Lear will have $7,500 in short-term debt at a rate of 6 percent and $862,500 in long-term debt at an 8 percent interest rate under the alternative financing plan.
There will be $69,000 and $450 in interest payments for each of these financings, respectively.
$162,100 ($270,000 - ($69,000 + $450)) x.
Lear's net income will be this amount after taxes (1 - 0.4).
a. According to the proposed financing structure, Lear would finance all of its fixed assets and half of its long-term current assets with long-term debt. Short-term financing will be used to pay off the remaining balance of current assets, both long-term and short-term. The total amount of long-term financing required would be $
670,000 + (385,000/2) = $742,500
($385,000/2) + $485,000
= $435,000
would be the total amount of short-term financing.
The total annual interest expense would be
($742,500 x 8%) =
$59,400 + ($435,000 x 6%)
= $26,100
= $85,500.
Lear's earnings after taxes would be
$270,000 - $85,500 x 40%
= $162,000
b. As part of the alternative financing strategy, Lear would finance all of its fixed assets, ongoing current assets, and temporary current assets with long-term debt. Short-term financing will be used to pay off the rest of the temporary current assets. The total amount of long-term financing required would be
$670,000 + $385,000 + ($485,000/2)
= $1,030,500.
The total amount of short-term financing would be
($485,000/2)
= $242,500
The total annual interest expense would be $1,030,500 x 8%
= $82,240 + ($242,500 x 6%)
= $14,550
= $96,790.
Lear's net income would be $270,000 - $96,790 x 40%
= $145,874.
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most sales forecasts are based on past sales performances as well as_______
The majority of sales projections are based on anticipated market conditions as well as historical sales performance.
What often forms the basis of sales forecasts?The health of the sales pipeline, market trends, and prior performance are frequently taken into account in sales estimates. Businesses project biweekly, bimonthly, quarterly, then yearly income totals using the sales forecast.
What is the process of historical forecasting?Sales data from a specific time period is converted to quantifiable earnings trends in historical forecasting. This requires assessing your development over the course of several months, quarter, or years and making the assumption that the percentages should remain unchanged as your profitability rise in the future.
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mc qu. 41 mintzberg theorized that managers play which... mintzberg theorized that managers play which three broad types of roles?
The idea that managers play relational, informational, and decisional responsibilities is the foundation of Mintzberg's managerial roles.
Which individuals make effective managers?A manager is a person who "manages" a company by taking charge of a particular department. A department's boss may have control over the workers in the that department. On rare occasions, the manager may be in charge of the entire business. For example, a "restaurant manager" is in charge of the entire business.
What matters most to a manager?One of the most crucial things you are able to do as manager is to set goals with your team. You can assign your team actual weight and ownership when you clearly define success.
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CEO John Barron said that time management is a really important factor in an interview because showing up on time tells the employer:
CEO John Barron said that time management is a really important factor in an interview because showing up on time tells the employer:
that the employee will bring coffee and donuts every Friday.
that the employee cares about their social media account.
that the employee took the bus to get to work.
what the employee will be like if they actually join the company.
CEO John Barron said that time management is a really important factor in an interview because showing up on time tells the employer what the employee will be like if they actually join the company.
What type of leadership style is used when a leader solicits suggestions and input from employees during the decision-making process?
A leadership style that is democratic or participative. The democratic style (also known as the "participative style") is a hybrid of autocratic and laissez-faire leadership. A democratic leader solicits and considers feedback from their team before making a decision.
This approach is known as the contingency theory of leadership because the best style depends on the situation. One of the first contingency theories of leadership was developed by Fred Fiedler.
Therefore, CEO John Barron says that time management is a really important factor in an interview.
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